91 Harding Rd, Freehold, NJ 07728 Property Records

Monmouth County and Freehold Township property record for 91 Harding Rd, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,186 sqft · built 1967
Lot Size	0.471 acres (20,499 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jul 2022)
Tax Bill	$13,131 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-00030-02-00010`

Property Details

APN / Parcel Number

Primary APN	`17-00030-02-00010`
Alternative APNs	`1700030000200010` `1013000`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,186 sqft Living Area
1st Floor Area	2,048 sqft
Upper Floors Area	1,138 sqft
Basement Area	1,398 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	20,499 sqft (0.471 acres)
Lot Dimensions	205 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	936 sqft
Deck Area	440 sqft
Patio Area	350 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	1013000
Street Address	91 HARDING RD
City	FREEHOLD
State	NJ
Zip	07728-7779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Subdivision	BRIAR HILL ESTATES CO SEC 01
Legal Block	30.2
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	FREEHOLD
Census Block Group	2
Census Block	2018
Census Tract	810402

Owner

91 Harding Rd is owned and occupied by two individuals who bought it in July 2022.

Source: Monmouth County and Freehold Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 HARDING RD, FREEHOLD, NJ 07728-7779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022 · Amount on File
Deed Sale	Jul 5, 2022 · Amount on File
Prior Sale	Jul 27, 1999 · Amount on File
Deed Document Number	202269079
Deed Book / Page	9603 / 3274
Record Updated	Oct 29, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jul 5, 2022
Property Address	91 HARDING RD, FREEHOLD, NJ 07728-7779
Document Number	0096033274
Book / Page	9603 / 3274
Instrument Date	Jun 14, 2022
Instrument	2022069079
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ABSOLUTE TITLE AGENCY OF NJ LLC, ABSOLUTE TITLE AGE OF NJ LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 BUSTLETON ST, MILLVILLE, NJ 08332-4857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 HARDING RD, FREEHOLD, NJ 07728-7779

Mortgage

Document Number	2022069080
Date	Jul 5, 2022
Instrument	2022069080

Lender

Name	THE LENDING GROUP COMPANY INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 91 Harding Rd was $13,131, down 4% from the year before.

Source: Monmouth County and Freehold Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Freehold Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Freehold Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$864,700 (+11.95%) Land $344,600 Building $520,100	$864,700 (+11.95%) Land $344,600 Building $520,100
2025	$13,131.00 (-4%)	$772,400 Land $269,600 Building $502,800	$772,400 Land $269,600 Building $502,800
2024	$13,678.00
2023		$728,700 Land $242,500 Building $486,200	$728,700 Land $242,500 Building $486,200
2022	$12,988.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Harding Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Harding Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FREEHOLD TWP WATER DEPT serves 29,831 people · EPA ID NJ1316001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY MATCHAPONIX
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20