91 Grace St, Grottoes, VA 24441 Property Records

Rockingham County property record for 91 Grace St, Grottoes, VA 24441

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,691 sqft · built 1952
Lot Size0.526 acres (22,913 sqft)
OwnerCompany Name on Record
Last Sale$187,182 (Nov 2025)
Tax Bill$1,565 (2026)
Deeds & MortgagesNov 2025 Sale
Mar 2024 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN160D4-(A)-L10

Property Details

APN / Parcel Number

Primary APN160D4-(A)-L10
Alternative APNs
  • R35507
  • 35507

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,691 sqft Living Area
Gross Area2,211 sqft
Basement Area845 sqft
Unfinished Basement845 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2009
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area22,913 sqft (0.526 acres)
Garage Area528 sqft
DrivewayGravel Driveway
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account NumberR35507
Street Address91 GRACE ST
CityGROTTOES
StateVA
Zip24441-2529
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionGROTTOES
Legal SubdivisionGROTTOES
JurisdictionROCKINGHAM VA
Township / Civil DivisionSTONEWALL
Census Block Group2
Census Block2013
Census Tract12000

Owner

Source: Rockingham County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 247, PENN LAIRD, VA 22846-0247
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2025Bargain and Sale Deed, Transfer
INVEST TITLE, INVESTORS TITLE
Mar 21, 2024Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
Jul 13, 2023Deed of Trust, Mortgage · FHA Mortgage
M & T BANK
May 19, 2022Deed of Trust, Mortgage · FHA Mortgage
M & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 21, 2025 · Amount on Record
Deed SaleNov 21, 2025 · Amount on Record
Prior SaleAug 7, 2009 · Amount on Record
Deed Document Number202526480
Deed Book / Page5986 / 683
Record UpdatedSep 20, 2026

November 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKINGHAM VA
Recording DateNov 21, 2025
Property Address91 GRACE ST, GROTTOES, VA 24441-2529
Document Number005986/683
Book / Page5986 / 683
Instrument DateNov 10, 2025
Instrument2025-26480
Transaction TypeTransfer
Record UpdatedJan 30, 2026
Title CompanyINVEST TITLE, INVESTORS TITLE

Transaction

AmountAmount Recorded
Tax$235.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 247, PENN LAIRD, VA 22846-0247

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address91 GRACE ST, GROTTOES, VA 24441-2529
Transaction TypeMortgage
Record UpdatedApr 11, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 GRACE ST, GROTTOES, VA 24441-2529

Mortgage

Document Number005785/714
DateMar 21, 2024
Book Page5785/714
Instrument2024-05781
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term334 Months
DueJan 1, 2052

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address91 GRACE ST, GROTTOES, VA 24441-2529
Transaction TypeMortgage
Record UpdatedAug 3, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 GRACE ST, GROTTOES, VA 24441-2529

Mortgage

Document Number005714/483
DateJul 13, 2023
Book Page5714/483
Instrument2023-14050
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term342 Months
DueJan 1, 2052

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKINGHAM VA
Property Address91 GRACE ST, GROTTOES, VA 24441-2529
Transaction TypeMortgage
Record UpdatedJun 6, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 GRACE ST, GROTTOES, VA 24441-2529

Mortgage

Document Number0005579/55
DateMay 19, 2022
Book Page5579/55
Instrument2022-12306
Lender
NameM & T BANK
TypeBank
AddressGETZVILLE, NY 14068
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term356 Months
DueJan 1, 2052

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of June 8, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyRockingham County
MunicipalityGrottoes Town
Unified School DistrictRockingham County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,565.00 (-2.19%)$237,240 (+0.78%) Land $44,000 Building $193,240$237,240 (+0.78%) Land $44,000 Building $193,240
2025$1,600.00$235,400 Land $38,000 Building $197,400
2022$235,400 Land $38,000 Building $197,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1996–2014)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 60% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GROTTOES
serves 3,328 people · EPA ID VA2165330
Water SourceGroundwater
Last State InspectionMar 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Grace St

Nearby Streets

Search Property Records by Address or Parcel Number