91 GORMAN RD ALBANY NY 122041229, ALBANY, NY 12204-1229
July 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ALBANY NY
Recording Date
Jul 18, 2018
Property Address
91 GORMAN RD, MENANDS, NY 12204-1229
Document Number
0000015918
Instrument Date
Jul 3, 2018
Instrument
15918
Transaction Type
Transfer
Record Updated
Aug 29, 2018
Title Company
NINE NORTH TITLE AND CLOSING SERVICES
Transaction
Amount
Amount on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$1,300.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
1100 MADISON AVE TROY NY 121805011, TROY, NY 12180-5011
Mortgage
Document Number
15919
Date
Jul 18, 2018
Instrument
15919
Lender
Name
FREEDOM MTG
Type
Mortgage Company
Address
MELVILLE, NY 11747
Agreement
Type
VA Mortgage
Amount
Amount on Record
Term
360 Months
Due
Jul 17, 2048
Tax Assessment & Valuation
The 2026 property tax bill for 91 Gorman Rd was $9,060, up 0.6% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
Property Jurisdictions
Type
Name
State
New York
County
Albany County
County Subdivision
Colonie Town
Municipality
Menands Village
Unified School District
Menands Union Free School District (KG - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$9,060.00 (+0.57%)
2025
$9,009.00
$210,000 (-)Land $52,000Building $158,000
$480,500 (+9.83%)Land $118,981Building $361,519
2024
$210,000 (-)Land $52,000Building $158,000
$437,500 (+6.24%)Land $108,333Building $329,167
2023
$210,000 (-)Land $52,000Building $158,000
$411,800 (+9.32%)Land $101,970Building $309,830
2022
$210,000Land $52,000Building $158,000
$376,682Land $93,274Building $283,408
2021
$7,870.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 91 Gorman Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
3 in force
Nearby Flood Claims
1 (1986)
Claims Outside the SFHA
1 of 1
Most Recent Claim
Mar 1986 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 91 Gorman Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood
Under 0.01% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MENANDS VILLAGE serves 4,500 people · EPA ID NY0100200
Water Source
Purchased surface water from TROY CITY PWS
Last State Inspection
Mar 2026
Lead
3 ppb (2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
No certified operator Jan 2023
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area
1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area