91 Gause Ln, Ripley, TN 38063 Property Records

Lauderdale County property record for 91 Gause Ln, Ripley, TN 38063

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,165 sqft · built 2005
Lot Size	1.02 acres (44,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$108,000 (Dec 2005)
Tax Bill	$634 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049100E F 00200`

Property Details

APN / Parcel Number

Primary APN	`049100E F 00200`
Alternative APN	`100E F 00200`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,165 sqft Living Area
1st Floor Area	1,165 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,661 sqft (1.02 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	78 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	91 GAUSE LN
City	RIPLEY
State	TN
Zip	38063-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: R60
Legal Subdivision	CARROLL ACRES
Legal Lot Number	2
Jurisdiction	LAUDERDALE TN
Township / Civil Division	4
Census Block Group	2
Census Block	2018
Census Tract	50506

Owner

Source: Lauderdale County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 GAUSE LN, RIPLEY, TN 38063-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage MILEND INC
Jan 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage MILEND INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2005 · Amount on Record
Deed Sale	Dec 7, 2005 · Amount on Record
Prior Sale	Jul 7, 2005 · Amount on Record
Deed Book / Page	541 / 105
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Recording Date	Apr 6, 2026
Property Address	91 GAUSE LN, RIPLEY, TN 38063-3002
Document Number	0000213173
Book / Page	840 / 134
Instrument Date	Mar 31, 2026
Instrument	2026213173
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	91 GAUSE LN, RIPLEY, TN 38063-3002
Investor	Possibly a Property Investor

Mortgage

Document Number	0000213173,
Date	Apr 6, 2026
Book Page	840/134
Instrument	2026213173

Lender

Name	MILEND INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE TN
Property Address	91 GAUSE LN, RIPLEY, TN 38063-3002
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 GAUSE LN, RIPLEY, TN 38063-3002
Investor	Possibly a Property Investor

Mortgage

Document Number	000800/243
Date	Jan 10, 2024
Book Page	800/243
Instrument	204993

Lender

Name	MILEND INC
Type	Mortgage Company
Address	ALPHARETTA, GA 30009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$634.00	$24,950 (-) Land $1,900 Building $23,050
2023		$24,950 Land $1,900 Building $23,050
2021			$99,800 Land $7,600 Building $92,200
2018	$634.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1997–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUDERDALE CO WATER SYSTEM serves 9,092 people · EPA ID TN0000581
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Forked Deer Connect Fiber	2,500 / 1,250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aeneas Communications.

Nearby Properties on Gause Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures