91 Francis St, Worcester, MA 01606 Property Records

Worcester County and Worcester City property record for 91 Francis St, Worcester, MA 01606

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,768 sqft · built 2009
Lot Size	0.21 acres (9,150 sqft)
Owner	2 Individual Names on File
Last Sale	$751,000 (Dec 2024)
Tax Bill	$9,296 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Apr 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`12-020-09+20`

Property Details

APN / Parcel Number

Primary APN	`12-020-09+20`
Alternative APN	`WORC M:12 B:020 L:09+20`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,768 sqft Living Area
Gross Area	6,540 sqft
1st Floor Area	1,492 sqft
Attic	Attic
Attic Area	156 sqft
Basement Area	1,492 sqft
Unfinished Basement	1,492 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,150 sqft (0.21 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	12-020-09+20
Street Address	91 FRANCIS ST
City	WORCESTER
State	MA
Zip	01606-3119
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL-7
Legal Subdivision	S G OTIS
Legal Block	20
Legal Lot Number	9+20
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2022
Census Tract	730300

Owner

91 Francis St is owned and occupied by two individuals who bought it in December 2024.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 FRANCIS ST, WORCESTER, MA 01606-3119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Apr 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MEMBERS MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2024 · Amount on File
Deed Sale	Dec 3, 2024 · Amount on File
Prior Sale	Jun 30, 2015 · Amount on File
Deed Document Number	2024100513
Deed Book / Page	71369 / 175
Record Updated	Oct 29, 2026

December 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Dec 3, 2024
Property Address	91 FRANCIS ST, WORCESTER, MA 01606-3119
Document Number	071369-175
Book / Page	71369 / 175
Instrument Date	Dec 3, 2024
Instrument	100513
Transaction Type	Transfer
Record Updated	Oct 3, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	91 FRANCIS ST, WORCESTER, MA 01606-3119

Mortgage

Document Number	0000100515
Date	Dec 3, 2024
Instrument	100515

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	91 FRANCIS ST, WORCESTER, MA 01606-3119
Transaction Type	Mortgage
Record Updated	May 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	64985-375
Date	Apr 21, 2021
Book Page	64985/375
Instrument	54856

Lender

Name	MEMBERS MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 91 Francis St was $9,296, up 14.7% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,296.00 (+14.71%)	$700,000 (+13.93%) Land $124,300 Building $575,700	$703,162 (-1.24%)
2025	$8,104.00	$614,400 Land $118,400 Building $496,000	$712,025 (+2.77%)
2024			$692,835
2023	$7,576.00	$528,300 Land $102,900 Building $425,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Francis St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2008–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Francis St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Netafy, T-Mobile.

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