91 Flora Dr, Bedford, OH 44146 Property Records

Cuyahoga County property record for 91 Flora Dr, Bedford, OH 44146

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,108 sqft · built 1956
Lot Size	0.151 acres (6,600 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Nov 2021)
Tax Bill	$3,561 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`811-02-061`

Property Details

APN / Parcel Number

Primary APN	`811-02-061`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,108 sqft Living Area
1st Floor Area	748 sqft
2nd Floor Area	360 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1964
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,600 sqft (0.151 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	91 FLORA DR
City	BEDFORD
State	OH
Zip	44146-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	24 FLORA 0016 ALL
Legal Subdivision	FLORA
Legal Lot Number	16
Jurisdiction	CUYAHOGA OH
Township / Civil Division	BEDFORD
Census Block Group	4
Census Block	4001
Census Tract	132100

Owner

91 Flora Dr is owned and occupied by an individual who bought it in November 2021.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	91 FLORA DR, BEDFORD, OH 44146-2060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2021 · Amount on File
Deed Sale	Nov 22, 2021 · Amount on File
Prior Sale	Dec 19, 2003
Deed Document Number	0000000691
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Nov 22, 2021
Property Address	91 FLORA DR, BEDFORD, OH 44146-2060
Document Number	0000000691
Map Reference	VOL 149 PG 28
Instrument Date	Nov 19, 2021
Instrument	202111220691
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	REVERE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	91 FLORA DIRVE, BEDFORD, OH 44146-2060

Mortgage

Document Number	0000000692
Date	Nov 22, 2021
Instrument	202111220692

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 91 Flora Dr was $3,561 with a homeowner's exemption, up 9.7% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Bedford City
Unified School District	Bedford City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,561.00 (+9.74%) Homeowner's exemption	$45,650 (-) Land $8,020 Building $37,630
2024	$3,245.00 (+40.29%) Homeowner's exemption	$45,650 (+82.16%) Land $8,020 Building $37,630	$130,400 Land $22,900 Building $107,500
2023	$2,313.00 (+12.66%) Homeowner's exemption	$25,060 (-) Land $6,720 Building $18,340
2022	$2,053.00 Homeowner's exemption	$25,060 Land $6,720 Building $18,340
2021			$71,600 Land $19,200 Building $52,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 91 Flora Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (1990–2023)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 91 Flora Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY PWS serves 13,149 people · EPA ID OH1800003
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
PCs for People Fixed Wireless	100 / 100