91 Estancia Ln, Durango, CO 81301 Property Records

La Plata County property record for 91 Estancia Ln, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,842 sqft · built 2015
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (May 2022)
Tax Bill	$2,888 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`5597-103-20-063`

Property Details

APN / Parcel Number

Primary APN	`5597-103-20-063`
Alternative APN	`R435368`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,842 sqft Living Area
Gross Area	2,383 sqft
1st Floor Area	1,842 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	7,187 sqft (0.165 acres)
Garage Type	Attached
Garage Area	541 sqft
Porch	Unfinished Open Porch
Porch Area	398 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	R435368
Street Address	91 ESTANCIA LN
City	DURANGO
State	CO
Zip	81301-8131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ESTANCIA ANIMAS VALLEY 1ST AMNT LOT: 14 PER PLAT 1093223, PROJ 2013-0361 91 ESTANCIA LN DURANGO 81301
Legal Subdivision	ESTANCIA ANIMAS VALLEY 1ST
Legal Block	2
Legal Lot Number	14
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2036
Census Tract	970705

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 ESTANCIA LN, DURANGO, CO 81301-8131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE LLC
May 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Sep 3, 2019	Deed of Trust, Mortgage · Commercial Mortgage ALPINE BANK
Oct 29, 2018	Warranty Deed, Transfer · Conventional Mortgage ALPINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	Oct 29, 2018 · Amount on File
Deed Document Number	20221210311
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	May 16, 2022
Property Address	91 ESTANCIA LN, DURANGO, CO 81301-8131
Document Number	0001210311
Map Reference	DOC 1093223
Instrument Date	May 11, 2022
Instrument	1210311
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 ESTANCIA LN, 91, DURANGO, CO 81301-8131

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	91 ESTANCIA LN, DURANGO, CO 81301-8131

Mortgage

Document Number	0001210312
Date	May 16, 2022
Instrument	1210312

Lender

Name	KELLER MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	91 ESTANCIA LN, DURANGO, CO 81301-8131
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001192720
Date	May 21, 2021
Instrument	1192720

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	91 ESTANCIA LN, DURANGO, CO 81301-8131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001161143
Date	Sep 3, 2019
Instrument	1161143

Lender

Name	ALPINE BANK
Type	Bank
Address	RIFLE, CO 81650

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 25, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 29, 2018
Property Address	91 ESTANCIA LN, DURANGO, CO 81301-8131
Document Number	0001149896
Map Reference	DOC1093223
Instrument Date	Oct 26, 2018
Instrument	1149896
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 ESTANCIA LN, DURANGO, CO 81301-8131

Mortgage

Document Number	0001149897
Date	Oct 29, 2018
Instrument	1149897

Lender

Name	ALPINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$51,230 (-0.43%) Land $7,920 Building $43,310	$823,280 (-) Land $127,230 Building $696,050
2025	$2,888.00 (+42.97%)	$51,450 (+10.48%) Land $7,950 Building $43,500	$823,280 (+18.46%) Land $127,230 Building $696,050
2023	$2,020.00 (+33.07%)	$46,570 (+34.52%) Land $6,930 Building $39,640	$695,000 (+39.52%) Land $103,430 Building $591,570
2022	$1,518.00	$34,620 Land $7,450 Building $27,170	$498,130 Land $107,150 Building $390,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 64% of Colorado
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANIMAS WC private · serves 3,096 people · EPA ID CO0134020
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	9 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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