91 Ensign St, Banning, CA 92220 Property Records

Riverside County property record for 91 Ensign St, Banning, CA 92220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,088 sqft · built 1932
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`534-131-013`

Property Details

APN / Parcel Number

Primary APN	`534-131-013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	1,198 sqft
1st Floor Area	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Construction Type	Wood
Roof Material	Gravel
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	91 ENSIGN ST
City	BANNING
State	CA
Zip	92220-2129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 16 MB 012/063 BAILEYS SUB
Legal Subdivision	BAILEYS SUB
Legal Lot Number	16
Jurisdiction	RIVERSIDE CA
Township / Civil Division	SAN GORGONIO PASS
Census Block Group	2
Census Block	2004
Census Tract	44200

Owner

91 Ensign St is owner-occupied and held in a trust since November 2016.

Source: Riverside County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	91 ENSIGN ST, BANNING, CA 92220-2129
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 6, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2016
Deed Sale	Nov 4, 2016
Prior Sale	Jul 18, 2008 · Amount on File
Deed Document Number	2016490478
Prior Transfer Date	Oct 26, 2016
Prior Transfer Doc	0000490478
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	91 ENSIGN ST, BANNING, CA 92220-2129
Transaction Type	Mortgage
Record Updated	Oct 8, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 ENSIGN ST, BANNING, CA 92220-2129

Mortgage

Document Number	0000575383
Date	Sep 28, 2021
Instrument	2021-0575383

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	349 Months
Due	Oct 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	91 ENSIGN ST, BANNING, CA 92220-2129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 ENSIGN ST, BANNING, CA 92220-2129

Mortgage

Document Number	0000644558
Date	Dec 18, 2020
Instrument	2020-0644558

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	91 ENSIGN ST, BANNING, CA 92220-2129
Document Number	0000107477
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 26, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 ENSIGN ST BANNING CA 922202129, BANNING, CA 92220-2129

Mortgage

Document Number	0000107477
Date	Mar 9, 2020
Instrument	107477

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1907

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	91 ENSIGN ST, BANNING, CA 92220-2129
Document Number	0000524039
Instrument Date	Dec 6, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 ENSIGN ST BANNING CA 922202129, BANNING, CA 92220-2129

Mortgage

Document Number	0000524039
Date	Dec 14, 2017
Instrument	524039

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 91 Ensign St was $1,958, up 2.1% from the year before.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Banning City
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,517 (+2%) Land $32,822 Building $107,695
2025	$1,958.00 (+2.14%)	$137,763 Land $32,179 Building $105,584
2024	$1,917.00 (+0.05%)
2023	$1,916.00 (+2.08%)	$132,416 Land $30,931 Building $101,485
2022	$1,877.00
2021			$207,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Ensign St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Ensign St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BANNING serves 31,680 people · EPA ID CA3310006
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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