91 Elm St, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 91 Elm St, Worcester, MA 01609

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 5,044 sqft · built 1919
Lot Size	0.126 acres (5,480 sqft)
Owner	Company Name on Record
Last Sale	$750,000 (Sep 2021)
Tax Bill	$10,640 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-048-00008`

Property Details

APN / Parcel Number

Primary APN	`2-048-00008`
Alternative APN	`WORC M:02 B:048 L:00008`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	15 Rooms
Units	3 Units
Stories	3 Stories
Building Area	5,044 sqft Living Area
Gross Area	7,238 sqft
1st Floor Area	1,756 sqft
Basement Area	1,700 sqft
Unfinished Basement	1,700 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Mansard
Roof Material	Asphalt
Lot Area	5,480 sqft (0.126 acres)

Utilities, Heating & Cooling

Heating System	Steam

Location & Zoning

Account Number	2-048-00008
Street Address	91 ELM ST
City	WORCESTER
State	MA
Zip	01609-2479
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RL-7
Legal Block	48
Legal Lot Number	8
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	4
Census Block	4011
Census Tract	731601

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	69 ELM ST, MALDEN, MA 02148-3804
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HANSCOM FCU
Mar 6, 2018	Deed of Trust, Mortgage COUNTRY BANK
Jun 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance COUNTRY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Prior Sale	Oct 8, 2014 · Amount on Record
Deed Document Number	2021129750
Deed Book / Page	66070 / 285
Record Updated	Oct 29, 2026

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Sep 15, 2021
Property Address	91 ELM ST, WORCESTER, MA 01609-2479
Document Number	66070-285
Book / Page	66070 / 285
Instrument Date	Sep 15, 2021
Instrument	129750
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	69 ELM ST, MALDEN, MA 02148-3804

Mortgage

Document Number	129752
Date	Sep 15, 2021
Instrument	129752

Lender

Name	HANSCOM FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	91 ELM ST, WORCESTER, MA 01609-2479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58513-199
Date	Mar 6, 2018
Book Page	58513/199
Instrument	21464

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Amount	Amount Recorded

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	91 ELM ST, WORCESTER, MA 01609-2479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62573-184
Date	Jun 11, 2020
Book Page	62573/184
Instrument	61034

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,640.00 (+3.86%)	$801,200 (+3.15%) Land $129,400 Building $671,800
2025	$10,245.00 (+10.98%)	$776,700 (+20.66%) Land $123,200 Building $653,500
2023	$9,231.00	$643,700 Land $107,200 Building $536,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T, T-Mobile.

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