91 Elgin Rd, Arab, AL 35016 Property Records

Marshall County property record for 91 Elgin Rd, Arab, AL 35016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,011 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on Record
Tax Bill	$882 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-04-18-0-000-007.008`

Property Details

APN / Parcel Number

Primary APN	`13-04-18-0-000-007.008`
Alternative APNs	`134180000007008` `102134`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,011 sqft Living Area
1st Floor Area	2,011 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	102134
Street Address	91 ELGIN RD
City	ARAB
State	AL
Zip	35016-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 AC COM SE COR SE 1/4 OF SEC 18 T 8, R 1; TH N 435.6, W 600 TO POB; CONT W 600'; N 217.8'; E 600'; S 217.8' TO POB 04-22-96 1561/86 09-15-83 737/626 SALES CONTRACT 02-27-84 741/823 05-24-89 922/224 02-26-96 1479/196
Legal Range	1E
Legal Township	8S
Legal Section	18
Legal Subdivision	LYNN LAVEIL TAYLOR
Legal Tract	02-27-84
Jurisdiction	MARSHALL AL
Township / Civil Division	ARAB
Census Block Group	2
Census Block	2010
Census Tract	30401

Owner

Source: Marshall County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	91 ELGIN RD, ARAB, AL 35016-4430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2005
Deed Sale	Sep 14, 2005
Deed Document Number	20052285583
Deed Book / Page	3211 / 295
Record Updated	Sep 20, 2026

October 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MARSHALL AL
Recording Date	Oct 10, 2019
Property Address	91 ELGIN RD, ARAB, AL 35016-4430
Book / Page	006235 / 000115
Instrument Date	Oct 2, 2019
Instrument	3196805
Transaction Type	Construction Loan
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	94 MORNINGSIDE DR ALBERTVILLE AL 359518069, ALBERTVILLE, AL 35951-8069

Mortgage

Document Number	0003196805
Date	Oct 10, 2019
Book Page	006235/000115
Instrument	3196805

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803-4360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 9, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Marshall County
Unified School District	Marshall County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$882.00 (+11.93%)	$20,840 (-)	$243,200 (+16.87%) Land $46,300 Building $196,900
2023	$788.00 (+11.46%)	$20,840 (+10.03%)	$208,100 (+9.99%) Land $26,300 Building $181,800
2021	$707.00 Homeowner's exemption	$18,940	$189,200 Land $26,300 Building $162,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3
Total Radio Service Fixed Wireless	25 / 3
GoNetspeed DSL	10 / 1