91 Eastern Ave, Ballston Spa, NY 12020 Property Records

Saratoga County and Milton Town property record for 91 Eastern Ave, Ballston Spa, NY 12020

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,304 sqft · built 1900
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jul 2023)
Tax Bill	$5,648 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Aug 2018 Line of Credit
APN	`414201 216.33-2-23`

Property Details

APN / Parcel Number

Primary APN	`414201 216.33-2-23`
Alternative APNs	`420121603300020230000000` `1 A00661`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,304 sqft Living Area
1st Floor Area	1,152 sqft
2nd Floor Area	1,152 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,098 sqft (0.14 acres)
Lot Width	25 ft Width
Porch	Slab
Porch Area	524 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1 A00661
Street Address	91 EASTERN AVE
City	BALLSTON SPA
State	NY
Zip	12020-1836
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Block	2
Legal Lot Number	23.000
Jurisdiction	SARATOGA NY
Township / Civil Division	MILTON
Census Block Group	3
Census Block	3013
Census Tract	61800

Owner

Source: Saratoga County and Milton Town records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 EASTERN AVE, BALLSTON SPA, NY 12020-1836
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage ADIRONDACK TRUST COMPANY
Aug 10, 2018	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Deed Document Number	202318453
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Jul 21, 2023
Property Address	91 EASTERN AVE, BALLSTON SPA, NY 12020-1836
Document Number	0000018453
Instrument Date	Jul 14, 2023
Instrument	2023018453
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 MCMASTER ST, BALLSTON SPA, NY 12020-1907

Mortgage

Document Number	0000018454
Date	Jul 21, 2023
Instrument	2023018454

Lender

Name	ADIRONDACK TRUST COMPANY

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	91 EASTERN AVE, BALLSTON SPA, NY 12020-1836
Document Number	0000025539
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 EASTERN AVE BALLSTON SPA NY 120201836, BALLSTON SPA, NY 12020-1836

Mortgage

Document Number	0000025539
Date	Aug 23, 2018
Instrument	25539

Lender

Name	CAPITAL COMMUNICATIONS FCU
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Aug 22, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Saratoga County and Milton Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Ballston Spa Village
County	Saratoga County
County Subdivision	Milton Town
Unified School District	Ballston Spa Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,648.00	$225,000 (+33.21%) Land $23,300 Building $201,700	$371,901 (+53.91%) Land $38,512 Building $333,389
2023		$168,900 (-) Land $23,300 Building $145,600	$241,631 (+9.44%) Land $33,333 Building $208,298
2022		$168,900 Land $23,300 Building $145,600	$220,784 Land $30,457 Building $190,327

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2007–2014)
Most Recent Claim	Jan 2014 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BALLSTON SPA VILLAGE serves 6,541 people · EPA ID NY4500162
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: SLICFiber.

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