91 E Chestnut St, Gadsden, AL 35903 Property Records

Etowah County property record for 91 E Chestnut St, Gadsden, AL 35903

Property Summary

Property Type	Restaurant
Details	7,138 sqft · built 2019
Owner	2 Company Names on Record
Tax Bill	$12,293 (2026)
Deeds & Mortgages	Jun 2019 Refinance Jun 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`15-02-10-2-000-216.000-1`

Property Details

APN / Parcel Number

Primary APN	`15-02-10-2-000-216.000-1`
Alternative APNs	`106439` `261373`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	7,138 sqft Total Area
1st Floor Area	7,138 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Urethane Foam
Wet Bar	Wet Bar

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	261373
Street Address	91 E CHESTNUT ST
City	GADSDEN
State	AL
Zip	35903-2318
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	BUILDING ONLY: COM SW INT OF E BROAD ST & GEORGE WALLACE DR TH SW 355S ALONG NW ROW OF GEORGE WALLACE DR TH NW 730S TO POB TH SW 596.64 TH NW 91 TH NE 257 THSW 119.3 TH NW 178.25 TH NE 202.79 TH NE 83.53 TH NE 175.44 TH SE 395.28 TO POB LYING IN NW1
Legal Range	6E
Legal Township	12S
Legal Section	10
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	3
Census Block	3001
Census Tract	1300

Owner

Source: Etowah County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13405 W STAR DR, SHELBY TOWNSHIP, MI 48315-2706
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance REGIONS BANK
Jun 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	91 E CHESTNUT ST, GADSDEN, AL 35903-2318
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003485387
Date	Jun 7, 2019
Instrument	3485387

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	133 Months
Due	Jul 1, 2030

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	91 E CHESTNUT ST, GADSDEN, AL 35903-2318
Transaction Type	Mortgage
Record Updated	Apr 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003485391
Date	Jun 7, 2019
Instrument	3485391

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Jul 1, 2020

Tax Assessment & Valuation

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Gadsden City
Unified School District	Gadsden City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,293.00 (+5.84%)
2025	$11,615.00 (-18.02%)	$237,060 (-18.02%) Building $237,060	$1,185,300 (-18.02%) Building $1,185,300
2023	$14,168.00 (+21.98%)	$289,160 (+21.98%) Building $289,160	$1,445,800 (+21.98%) Building $1,445,800
2022	$11,615.00	$237,060 Building $237,060	$1,185,300 Building $1,185,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Sparklight, T-Mobile.

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