91 Duncan Rd, Jefferson, ME 04348 Property Records

Lincoln County and Jefferson Town property record for 91 Duncan Rd, Jefferson, ME 04348

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$372,500 (May 2026)
Tax Bill	$1,544 (2025)
Deeds & Mortgages	May 2026 Sale Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`JEFN M:026 L:039`

Property Details

APN / Parcel Number

Primary APN	`JEFN M:026 L:039`
Alternative APN	`1334`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Account Number	1334
Street Address	91 DUNCAN RD
City	JEFFERSON
State	ME
Zip	04348-4068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	39
Jurisdiction	JEFFERSON ME
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2045
Census Tract	975100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County and Jefferson Town records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 PEPIN RD, SIDNEY, ME 04330-2362
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer
Jul 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BAR HARBOR BANK & TRUST CO
Aug 23, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST NATIONAL BANK
Dec 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on Record
Deed Sale	May 14, 2026 · Amount on Record
Prior Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	2026123789
Deed Book / Page	6343 / 196
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON ME
Recording Date	May 14, 2026
Property Address	91 DUNCAN RD, JEFFERSON, ME 04348-4068
Document Number	0063430196
Book / Page	6343 / 196
Instrument Date	May 13, 2026
Instrument	2026123789
Transaction Type	Transfer
Record Updated	Jul 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 PEPIN RD, SIDNEY, ME 04330-2362

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON ME
Property Address	91 DUNCAN RD, JEFFERSON, ME 04348-4068
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057460142
Date	Jul 21, 2021
Book Page	5746/142
Instrument	77074

Lender

Name	BAR HARBOR BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON ME
Recording Date	Aug 23, 2023
Property Address	91 DUNCAN RD, JEFFERSON, ME 04348-4068
Document Number	0060290110
Book / Page	6029 / 110
Instrument Date	Aug 23, 2023
Instrument	99043
Transaction Type	Transfer
Record Updated	Mar 26, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	119 LIMEROCK ST, ROCKLAND, ME 04841-2944

Mortgage

Document Number	0000099045
Date	Aug 23, 2023
Instrument	99045

Lender

Name	1ST NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Sep 1, 2028
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON ME
Recording Date	Dec 21, 2020
Property Address	91 DUNCAN RD, JEFFERSON, ME 04348-4068
Document Number	0056370245
Book / Page	005637 / 000245
Instrument Date	Dec 18, 2020
Instrument	69419
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	91 DUNCAN RD JEFFERSON ME 043484068, JEFFERSON, ME 04348-4068

Tax Assessment & Valuation

Source: Lincoln County and Jefferson Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Lincoln County
County Subdivision	Jefferson Town
Unified School District	Jefferson (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,544.00 (+46.07%)	$104,700 (+19.93%) Land $33,300 Building $71,400
2024	$1,057.00 (+6.88%)	$87,300 (+44.78%) Land $33,300 Building $54,000
2023	$989.00 (+8.92%)	$60,300 (-) Land $23,000 Building $37,300
2022	$908.00	$60,300 Land $23,000 Building $37,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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