91 Druid Hill Rd, Summit, NJ 07901 Property Records

Union County and Summit City property record for 91 Druid Hill Rd, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,192 sqft · built 1957
Lot Size	0.347 acres (15,115 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,489,000 (Sep 2024)
Tax Bill	$27,591 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-05103-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`18-05103-0000-00018`
Alternative APNs	`1800094H00010` `180510300018`

Interior

Stories	2 Stories
Building Area	3,192 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	15,115 sqft (0.347 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800094H00010
Street Address	91 DRUID HILL RD
City	SUMMIT
State	NJ
Zip	07901-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	WYNNWOOD
Legal Block	5103
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3001
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 DRUID HILL RD, SUMMIT, NJ 07901-3226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Aug 6, 2019	Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA
Oct 14, 2020	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jun 5, 2017	Grant Deed, Transfer FULTON BK/NJ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Prior Sale	Jun 5, 2017 · Amount on Record
Deed Document Number	202440563
Deed Book / Page	6556 / 443
Prior Transfer Date	Mar 26, 1997
Prior Transfer Doc	0000041772
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	91 DRUID HILL RD, SUMMIT, NJ 07901-3226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EVIDENT TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147132163
Date	Jun 18, 2020
Book Page	14713/2163
Instrument	693320

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	91 DRUID HILL RD, SUMMIT, NJ 07901-3226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145812876
Date	Aug 6, 2019
Book Page	14581/2876
Instrument	676524

Lender

Name	FULTON BANK NA
Type	Bank
Address	MADISON, NJ 07940

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	91 DRUID HILL RD, SUMMIT, NJ 07901-3226
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147892049
Date	Oct 14, 2020
Book Page	14789/2049
Instrument	700994

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Jun 5, 2017
Property Address	91 DRUID HILL RD, SUMMIT, NJ 07901-3226
Document Number	0061920556
Book / Page	006192 / 000556
Instrument Date	May 30, 2017
Instrument	287188
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	91 DRUID HILL RD SUMMIT NJ 079013226, SUMMIT, NJ 07901-3226

Mortgage

Document Number	142810347
Date	Jun 5, 2017
Book Page	014281/000347
Instrument	641279

Lender

Name	FULTON BK/NJ
Type	Bank
Address	533 FELLOWSHIP RD, MOUNT LAUREL, NJ 08054-3412

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$617,100 (-) Land $347,000 Building $270,100	$617,100 (-) Land $347,000 Building $270,100
2025	$27,591.00 (+2.65%)	$617,100 (-) Land $347,000 Building $270,100	$617,100 (-) Land $347,000 Building $270,100
2024	$26,880.00 (+1.7%)
2023		$617,100 Land $347,000 Building $270,100	$617,100 Land $347,000 Building $270,100
2022	$26,430.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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