Warren County property record for 91 Divot Ct, Front Royal, VA 22630
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,170 sqft · built 2017 |
| Lot Size | 0.35 acres (15,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $393,000 (Jun 2018) |
| Tax Bill | $3,626 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Dec 2025 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12/J/4/36 |
| Primary APN | 12/J/4/36 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,170 sqft Living Area |
| Gross Area | 5,261 sqft |
| 1st Floor Area | 1,675 sqft |
| Basement Area | 770 sqft |
| Finished Basement | 770 sqft |
| Unfinished Basement | 1,675 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,250 sqft (0.35 acres) |
| Terrain | Rolling |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 56 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 32330 |
|---|---|
| Old Parcel Number | 12J 4 36 |
| Street Address | 91 DIVOT CT |
| City | FRONT ROYAL |
| State | VA |
| Zip | 22630-1604 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | L 36 BLUE RIDGE SHADOWS PHASE 4 LR06-472 FROM TM 12J C1 |
| Legal Subdivision | NORTH RIVER-COUNTY |
| Legal Phase | 4 |
| Legal Lot Number | 36 |
| Jurisdiction | WARREN VA |
| Township / Civil Division | NORTH RIVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20200 |
91 Divot Ct is owned and occupied by an individual who bought it in June 2018.
Source: Warren County records, as of August 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 DIVOT CT, FRONT ROYAL, VA 22630-1604 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Sep 11, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 26, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 12, 2018 | Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on File |
| Deed Sale | Jun 12, 2018 · Amount on File |
| Deed Document Number | 20182840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Sep 15, 2026 |
| Property Address | 91 DIVOT CT, FRONT ROYAL, VA 22630-1604 |
| Document Number | 0000004699 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 20264699 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 91 DIVOT CT, FRONT ROYAL, VA 22630-1604 |
| Document Number | 0000004699, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 20264699 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 15, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 91 DIVOT CT, FRONT ROYAL, VA 22630-1604 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 0250005845 |
|---|---|
| Date | Dec 16, 2025 |
| Instrument | 250005845 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Dec 15, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 91 DIVOT CT, FRONT ROYAL, VA 22630-1604 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2023 |
| Name | Verified Name |
|---|---|
| Address | 820 FOLLINJ LANE, VIENNA, VA 22180-4907 |
| Document Number | 0230003942 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 230003942 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 1, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 91 DIVOT CT, FRONT ROYAL, VA 22630-1604 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210001656 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 210001656 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 91 DIVOT CT, FRONT ROYAL, VA 22630-1604 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 200003108 |
|---|---|
| Date | May 26, 2020 |
| Instrument | 200003108 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 25, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN VA |
| Property Address | 91 DIVOT CT, FRONT ROYAL, VA 22630-1604 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2019 |
| Name | Verified Name |
|---|
| Document Number | 190004855 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 190004855 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARREN VA |
| Recording Date | Jun 12, 2018 |
| Property Address | 91 DIVOT CT, FRONT ROYAL, VA 22630-1604 |
| Document Number | 180002840 |
| Map Reference | DOC060000472 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 180002840 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | PREMIER TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $393.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 91 DIVOT CT, FRONT ROYAL, VA 22630-1604 |
| Document Number | 180002841 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 180002841 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 91 Divot Ct was $3,626, up 18.8% from the year before.
Source: Warren County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Warren County |
| Unified School District | Warren County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,626.00 (+18.77%) | $637,400 (-) Land $67,200 Building $570,200 | |
| 2025 | $3,053.00 (+13.83%) | $637,400 (+16.42%) Land $67,200 Building $570,200 | $637,400 (+16.42%) Land $67,200 Building $570,200 |
| 2024 | $2,682.00 | $547,500 (-) Land $69,000 Building $478,500 | $547,500 (-) Land $69,000 Building $478,500 |
| 2023 | $547,500 Land $69,000 Building $478,500 | $547,500 Land $69,000 Building $478,500 | |
| 2022 | $2,682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Divot Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Divot Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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