91 Dirk Ln, Kelso, WA 98626 Property Records

Cowlitz County property record for 91 Dirk Ln, Kelso, WA 98626

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 1,568 sqft · built 1971
Lot Size	0.153 acres (6,652 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,097 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`R035941`

Property Details

APN / Parcel Number

Primary APN	`R035941`
Alternative APNs	`3035941` `21623`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	6,652 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch
Porch Area	140 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	3035941
Street Address	91 DIRK LN
City	KELSO
State	WA
Zip	98626-3978
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R02
Legal Description	245 (HOMESITE) -3 -1 22 -8N -2W
Legal Range	02W
Legal Township	08N
Legal Section	22
Legal Subdivision	HOMESITE
Legal Block	3
Legal Lot Number	1
Jurisdiction	COWLITZ WA
Township / Civil Division	LONGVIEW-KELSO
Census Block Group	3
Census Block	3005
Census Tract	1300

Owner

Source: Cowlitz County records · APN R035941

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2615 NORTHLAKE AVE, LONGVIEW, WA 98632-4409
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 30, 2007
Transfer Doc	0003351280
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	91 DIRK LN, KELSO, WA 98626-3978
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	STEWART TITLE COWLITZ COUNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003663791
Date	Nov 24, 2020
Instrument	3663791

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Cowlitz County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Municipality	Kelso City
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,097.00 (+17.16%)	$313,550 (+14.73%) Land $44,330 Building $269,220	$313,550 (+14.73%) Land $44,330 Building $269,220
2023	$3,497.00
2022		$273,290 Land $35,200 Building $238,090	$273,290 Land $35,200 Building $238,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1986–1996)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Radiate Holdings Fixed Wireless · Fiber in parts of the area	1,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 437 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF KELSO serves 15,775 people
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.