91 Cowpath Rd, Fulton, NY 13069 Property Records

Oswego County and Granby Town property record for 91 Cowpath Rd, Fulton, NY 13069

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,568 sqft · built 1974
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Tax Bill$4,431 (2026)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN352800 300.00-07-10.08

Property Details

APN / Parcel Number

Primary APN352800 300.00-07-10.08
Alternative APN
  • 280030000000070100800000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,568 sqft Living Area
1st Floor Area1,568 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area217,800 sqft (5 acres)
Garage TypeDetached
Garage Area1,008 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address91 COWPATH RD
CityFULTON
StateNY
Zip13069-4746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 26 494-066-000
Legal Block7
Legal Lot Number10.080
JurisdictionOSWEGO NY
Township / Civil DivisionGRANBY
Census Block Group1
Census Block1056
Census Tract21203

Owner

91 Cowpath Rd is owned and occupied by an individual.

Source: Oswego County and Granby Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address91 COWPATH RD, FULTON, NY 13069-4746
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address91 COWPATH RD, FULTON, NY 13069-4746
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002296
DateMar 18, 2020
InstrumentR-2020-002296
Lender
NameEMPOWER FCU
TypeCredit Union
AddressSYRACUSE, NY 13212
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 1, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 91 Cowpath Rd was $4,431, down 38.4% from the year before.

Source: Oswego County and Granby Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
County SubdivisionGranby Town
Unified School DistrictHannibal Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,431.00 (-38.39%)
2025$7,192.00$110,000 Land $19,100 Building $90,900$183,333 Land $31,833 Building $151,500
2023$110,000 Land $19,100 Building $90,900$154,930 Land $26,901 Building $128,029

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Cowpath Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Cowpath Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cowpath Rd

Nearby Streets

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