Monmouth County and Howell Township property record for 91 Concord Cir, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,524 sqft · built 1984 |
| Lot Size | 0.22 acres (9,601 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $599,000 (Dec 2025) |
| Tax Bill | $10,930 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00084-14-00043 |
| Primary APN | 21-00084-14-00043 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,524 sqft Living Area |
| 1st Floor Area | 1,524 sqft |
| Basement Area | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,601 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 519 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 21404310 |
|---|---|
| Street Address | 91 CONCORD CIR |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3A |
| Legal Subdivision | TANGLEWOOD SEC 05 |
| Legal Block | 84.14 |
| Legal Lot Number | 43 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 811303 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 91 CONCORD CIR, HOWELL, NJ 07731-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 2, 2025 | Deed, Transfer · Conventional Mortgage ARK MORTGAGE INC |
| Sep 2, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 2025 · Amount on Record |
| Deed Sale | Dec 2, 2025 · Amount on Record |
| Prior Sale | Jan 23, 2006 · Amount on Record |
| Deed Document Number | 202596090 |
| Deed Book / Page | 9768 / 4147 |
| Prior Transfer Date | Aug 15, 2012 |
| Prior Transfer Doc | 0089667814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Dec 2, 2025 |
| Property Address | 91 CONCORD CIR, HOWELL, NJ 07731-1554 |
| Document Number | 0097684147 |
| Book / Page | 9768 / 4147 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025096090 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | CONCORD TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,399.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 22 ANITA DR, JACKSON, NJ 08527-4901 |
| Name | Verified Name |
|---|---|
| Address | 91 CONCORD CIR, HOWELL, NJ 07731-1554 |
| Document Number | 2025096092 |
|---|---|
| Date | Dec 2, 2025 |
| Instrument | 2025096092 |
| Name | ARK MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 91 CONCORD CIR, HOWELL, NJ 07731-1554 |
| Document Number | 0000121217 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 91 CONCORD CIR HOWELL NJ 077311554, HOWELL, NJ 07731-1554 |
| Document Number | 0000121217 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 121217 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Oct 18, 2042 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $657,400 (+3.51%) Land $406,000 Building $251,400 | $657,400 (+3.51%) Land $406,000 Building $251,400 | |
| 2025 | $10,930.00 (+7.76%) | $635,100 (+23.78%) Land $386,000 Building $249,100 | $635,100 (+23.78%) Land $386,000 Building $249,100 |
| 2024 | $10,143.00 (+16.2%) | ||
| 2023 | $513,100 Land $276,000 Building $237,100 | $513,100 Land $276,000 Building $237,100 | |
| 2022 | $8,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1978–1984) |
| Most Recent Claim | Jun 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 52% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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