Essex County and Methuen City property record for 91 Chippy Ln, Methuen, MA 01844
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,632 sqft · built 1992 |
| Lot Size | 0.352 acres (15,320 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $617,150 (Feb 2025) |
| Tax Bill | $5,644 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | METH M:01012 B:00108 L:00459B |
| Primary APN | METH M:01012 B:00108 L:00459B |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,672 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,320 sqft (0.352 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3600 |
|---|---|
| Street Address | 91 CHIPPY LN |
| City | METHUEN |
| State | MA |
| Zip | 01844-7425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Block | 108 |
| Legal Lot Number | 459B |
| Jurisdiction | METHUEN MA |
| Township / Civil Division | METHUEN TOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 252601 |
Source: Essex County and Methuen City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 91 CHIPPY LN, METHUEN, MA 01844-7425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Jan 13, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2025 · Amount on Record |
| Deed Sale | Feb 14, 2025 · Amount on Record |
| Prior Sale | Sep 3, 2003 · Amount on Record |
| Deed Document Number | 20252306 |
| Deed Book / Page | 18212 / 267 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Recording Date | Apr 29, 2026 |
| Property Address | 91 CHIPPY LN, METHUEN, MA 01844-7425 |
| Document Number | 0018566-83 |
| Book / Page | 18566 / 83 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20266419 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 91 CHIPPY LN, METHUEN, MA 01844-7425 |
| Document Number | 0000006419, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 18566/83 |
| Instrument | 20266419 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 349 Months |
| Due | May 1, 2055 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | METHUEN MA |
| Property Address | 91 CHIPPY LN, METHUEN, MA 01844-7425 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16711-272 |
|---|---|
| Date | Jan 13, 2021 |
| Book Page | 16711/272 |
| Instrument | 1337 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2041 |
Source: Essex County and Methuen City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Methuen City |
| Unified School District | Methuen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,644.00 (+2.64%) | $542,700 (+4.41%) Land $235,000 Building $307,700 | $606,566 (+4.28%) |
| 2025 | $5,499.00 (+1.25%) | $519,800 (+3.94%) Land $232,000 Building $287,800 | $581,685 |
| 2024 | $5,431.00 (+3.86%) | $500,100 (+11.9%) Land $210,900 Building $289,200 | |
| 2023 | $5,229.00 | $446,900 Land $188,300 Building $258,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jan 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | METHUEN WATER DEPT serves 53,059 people · EPA ID MA3181000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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