91 Cherry Trail Way, Sonora, KY 42776 Property Records

Hardin County property record for 91 Cherry Trail Way, Sonora, KY 42776

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,506 sqft · built 2007
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,900 (Sep 2019)
Tax Bill	$1,504 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`193-00-01-031`

Property Details

APN / Parcel Number

Primary APN	`193-00-01-031`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,506 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	51,836 sqft (1.19 acres)
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	91 CHERRY TRAIL WAY
City	SONORA
State	KY
Zip	42776-8337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHERRY VIEW EST LT31 #2
Legal Subdivision	CHERRY VIEW EST
Legal Block	1
Legal Lot Number	31
Jurisdiction	HARDIN KY
Township / Civil Division	SONORA
Census Block Group	1
Census Block	1032
Census Tract	1602

Owner

Source: Hardin County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 CHERRY TRAIL WAY, SONORA, KY 42776-8337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Apr 16, 2018	Deed of Trust, Mortgage · FHA Mortgage CENTURY LENDING COMPANY
Sep 4, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage KENTUCKY HOUSING CORPORATION
Apr 16, 2018	Deed of Trust, Mortgage KENTUCKY HOUSING CORPORATION
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit ABOUND FCU
Sep 4, 2019	Warranty Deed, Transfer · FHA Mortgage SOUTH CENTRAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	201911761
Deed Book / Page	1478 / 464
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Recording Date	Jun 25, 2026
Property Address	91 CHERRY TRAIL WAY, SONORA, KY 42776-8337
Document Number	2621000852
Book / Page	2621 / 852
Instrument Date	Jun 13, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2621000852,
Date	Jun 25, 2026
Book Page	2621/852

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 22, 2051

Interest

Rate	6.36%
Max Rate	-1%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	91 CHERRY TRAIL WAY, SONORA, KY 42776-8337
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002230/0000000548
Date	Apr 16, 2018
Book Page	0000002230/0000000548
Instrument	180-00004225

Lender

Name	CENTURY LENDING COMPANY

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	91 CHERRY TRAIL WAY, SONORA, KY 42776-8337
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY -FORD TITLE SERVIC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002280/220
Date	Sep 4, 2019
Book Page	2280/220
Instrument	20190-00011761

Lender

Name	KENTUCKY HOUSING CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2029

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	91 CHERRY TRAIL WAY, SONORA, KY 42776-8337
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002230/0000000566
Date	Apr 16, 2018
Book Page	0000002230/0000000566
Instrument	180-00004225

Lender

Name	KENTUCKY HOUSING CORPORATION

Agreement

Amount	Amount Recorded
Term	117 Months
Due	Jan 1, 2028

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN KY
Property Address	91 CHERRY TRAIL WAY, SONORA, KY 42776-8337
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002455/429
Date	Sep 1, 2022
Book Page	2455/429

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN KY
Recording Date	Sep 4, 2019
Property Address	91 CHERRY TRAIL WAY, SONORA, KY 42776-8337
Document Number	001478/464
Book / Page	1478 / 464
Instrument Date	Aug 30, 2019
Instrument	20190-00011761
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	MATTINGLY FORD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 CHERRY TRAIL WAY, SONORA, KY 42776-8337

Mortgage

Document Number	002280/207
Date	Sep 4, 2019
Book Page	2280/207
Instrument	20190-00011761

Lender

Name	SOUTH CENTRAL BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Sonora City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,504.00 (-0.66%)	$129,900 (-) Land $17,600 Building $112,300	$129,900 (-) Land $17,600 Building $112,300
2023		$129,900 Land $17,600 Building $112,300	$129,900 Land $17,600 Building $112,300
2021	$1,514.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #2 serves 76,326 people · EPA ID KY0470175
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Telecast Communications Fixed Wireless	100 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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