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91 Cedarstone Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 91 Cedarstone Way, Saint Augustine, FL 32092 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,796 sqft · built 2019
Lot Size0.44 acres (19,166 sqft)
Owner2 Individual Names on File
Last Sale$362,990 (Oct 2019)
Tax Bill$6,328 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Oct 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN029011-2090

Property Details

APN / Parcel Number

Primary APN029011-2090

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area2,796 sqft Living Area
Gross Area3,430 sqft
1st Floor Area2,796 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,166 sqft (0.44 acres)
Garage TypeAttached
Garage Area634 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area249 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address91 CEDARSTONE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-0005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description82/1-7 WHISPER CREEK PHASE 4 UNIT C LOT 209 OR4806/1161
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 4 UNIT C
Legal Phase4
Legal Block1
Legal Lot Number209
Legal UnitC
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4019
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-2090

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address91 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 02, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Oct 02, 2019Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
DHI MORTGAGE COMPANY LTD
Apr 05, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2019 · Amount on Record
Deed SaleOct 02, 2019 · Amount on Record
Prior SaleApr 05, 2018 · Amount on Record
Deed Document Number201973403
Deed Book / Page4806 / 1161
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address91 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0005
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0005

Mortgage

Document Number0056271878
DateSep 02, 2022
Book Page5627/1878
Instrument2022084740
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateOct 02, 2019
Property Address91 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0005
Document Number0048061161
Book / Page4806 / 1161
Map ReferenceMB 82 PG 1-7
Instrument DateSep 30, 2019
Instrument2019073403
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,541.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD800, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address91 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0005

Mortgage

Document Number0048061165
DateOct 02, 2019
Instrument4806/1165
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2049

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateApr 05, 2018
Property Address91 CEDARSTONE WAY, SAINT AUGUSTINE, FL 32092-0005
Document Number0045270314
Book / Page004527 / 000314
Instrument DateApr 05, 2018
Instrument22695
Transaction TypeTransfer
Record UpdatedApr 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,993.81
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address4220 RACE TRACK RD ST JOHNS FL 322592084, ST JOHNS, FL 32259-2084
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$346,851 (+2.7%)$497,582 (+2.34%) Land $100,000 Building $397,582
2025$6,328.00 (+8.32%) Homeowner's exemption$337,732 (+2.9%)$486,203 (-0.81%) Land $100,000 Building $386,203
2024$5,842.00 (+1.53%) Homeowner's exemption$328,214 (+3%)$490,182 (+10.99%) Land $100,000 Building $390,182
2023$5,754.00 (+1.89%) Homeowner's exemption$318,654 (+3%)$441,665 (+6.26%) Land $84,000 Building $357,665
2022$5,647.00 Homeowner's exemption$309,373$415,655 Land $84,000 Building $331,655

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 45% of the US · above 15% of Florida
Wildfire LikelihoodAbout 1 in 1,563 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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