Cortland County and Homer Town property record for 91 Cayuga St, Homer, NY 13077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,461 sqft · built 1943 |
| Lot Size | 0.33 acres (14,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,000 (Jul 2015) |
| Tax Bill | $2,737 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 113001 76.24-01-23.000 |
| Primary APN | 113001 76.24-01-23.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,461 sqft Living Area |
| 1st Floor Area | 1,019 sqft |
| Upper Floors Area | 442 sqft |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,400 sqft (0.33 acres) |
| Lot Dimensions | 180 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Canopy | 190 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 91 CAYUGA ST |
|---|---|
| City | HOMER |
| State | NY |
| Zip | 13077-1236 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07 - MIXED |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | CORTLAND NY |
| Township / Civil Division | HOMER |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 970300 |
91 Cayuga St is owned and occupied by an individual who bought it in July 2015.
Source: Cortland County and Homer Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 CAYUGA ST, HOMER, NY 13077-1236 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2015 · Amount on File |
| Deed Sale | Jul 15, 2015 · Amount on File |
| Prior Sale | May 22, 2009 · Amount on File |
| Deed Document Number | 20153377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CORTLAND NY |
| Property Address | 91 CAYUGA ST, HOMER, NY 13077-1236 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000007620 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 2021-07620 |
| Name | CFCU COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 91 Cayuga St was $2,737, up 132.7% from the year before.
Source: Cortland County and Homer Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cortland County |
| County Subdivision | Homer Town |
| Municipality | Homer Village |
| Unified School District | Homer Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,737.00 (+132.74%) | ||
| 2025 | $1,176.00 | $71,500 Land $11,600 Building $59,900 | $106,716 Land $17,313 Building $89,403 |
| 2023 | $1,241.00 | $71,500 Land $11,600 Building $59,900 | $103,623 Land $16,812 Building $86,811 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Cayuga St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1994) |
| Most Recent Claim | Aug 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Cayuga St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOMER VILLAGE-NEWTON WATER WORKS serves 4,368 people · EPA ID NY1101757 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Copper | 11 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Point Broadband.
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