91 Carters Crossing Ln, Forest, VA 24551 Property Records

Campbell County property record for 91 Carters Crossing Ln, Forest, VA 24551

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,110 sqft · built 1997
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on Record
Tax Bill$1,404 (2026)
Deeds & MortgagesJan 2022 Refinance
Dec 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN20K-11-9

Property Details

APN / Parcel Number

Primary APN20K-11-9
Alternative APNs
  • 020K-11000-009-0
  • 000656700
  • 656700

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,110 sqft Living Area
Basement Area460 sqft
Finished Basement460 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area30,492 sqft (0.7 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number656700
Street Address91 CARTERS CROSSING LN
CityFOREST
StateVA
Zip24551-4213
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionCARTERS CROSSING - LOT 9 SEC 2
Legal SubdivisionCARTERS CROSSING
Legal Lot Number9
JurisdictionCAMPBELL VA
Township / Civil DivisionTIMBERLAKE
Census Block Group1
Census Block1013
Census Tract20403

Owner

Source: Campbell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address91 CARTERS CROSSING LN, FOREST, VA 24551-4213
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION
Dec 27, 2019Deed of Trust, Mortgage · VA Mortgage
SUN WEST MORTGAGE COMPANY INC
Sep 11, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SUN WEST MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL VA
Property Address91 CARTERS CROSSING LN, FOREST, VA 24551-4213
Transaction TypeMortgage
Record UpdatedJan 26, 2022
Title CompanyBLUE CHIP TITLE SERVICES LLC, BLUE RIDGE TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0220000011
DateJan 4, 2022
Instrument220000011
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL VA
Property Address91 CARTERS CROSSING LN, FOREST, VA 24551-4213
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyNETCO INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0190006738
DateDec 27, 2019
Instrument190006738
Lender
NameSUN WEST MORTGAGE COMPANY INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2050
Interest
Rate TypeFixed Rate

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAMPBELL VA
Property Address91 CARTERS CROSSING LN, FOREST, VA 24551-4213
Transaction TypeMortgage
Record UpdatedDec 23, 2021
Title CompanyREAL EST STLMNT & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200005272
DateSep 11, 2020
Instrument200005272
Lender
NameSUN WEST MORTGAGE COMPANY INC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyCampbell County
Unified School DistrictCampbell County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,404.00$312,100 (-) Land $50,000 Building $262,100$312,100 (-) Land $50,000 Building $262,100
2023$1,404.00$312,100 Land $50,000 Building $262,100$312,100 Land $50,000 Building $262,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimFeb 2025 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Glo Fiber
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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