91 Carleton St, Haverhill, MA 01832 Property Records

Essex County and Haverhill City property record for 91 Carleton St, Haverhill, MA 01832

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,890 sqft · built 1984
Lot Size	0.543 acres (23,644 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Oct 2019)
Tax Bill	$5,872 (2025)
Deeds & Mortgages	Feb 2021 Refinance Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`570-2-18A`

Property Details

APN / Parcel Number

Primary APN	`570-2-18A`
Alternative APN	`HAVE M:0570 B:00002 L:18A`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Gross Area	4,300 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,644 sqft (0.543 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	570-2-18A
Street Address	91 CARLETON ST
City	HAVERHILL
State	MA
Zip	01832-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	18A
Jurisdiction	HAVERHILL MA
Township / Civil Division	HAVERHILL
Census Block Group	1
Census Block	1003
Census Tract	260900

Owner

91 Carleton St is owned and occupied by an individual who bought it in October 2019.

Source: Essex County and Haverhill City records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	91 CARLETON ST, HAVERHILL, MA 01832-2901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 22, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MERRIMACK VALLEY FCU
Oct 13, 2017	Deed of Trust, Mortgage · Closed-End Mortgage PENTUCKET BANK
Oct 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Deed Book / Page	37985 / 272
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	91 CARLETON ST, HAVERHILL, MA 01832-2901
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039538-257
Date	Feb 17, 2021
Book Page	39538/257
Instrument	20210217001280

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	91 CARLETON ST, HAVERHILL, MA 01832-2901
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041625-287
Date	Jun 22, 2023
Book Page	41625/287
Instrument	20230622001740

Lender

Name	MERRIMACK VALLEY FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2033

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAVERHILL MA
Property Address	91 CARLETON ST, HAVERHILL, MA 01832-2901
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36252-243
Date	Oct 13, 2017
Book Page	36252/243
Instrument	475

Lender

Name	PENTUCKET BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2037

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAVERHILL MA
Recording Date	Oct 30, 2019
Property Address	91 CARLETON ST, HAVERHILL, MA 01832-2901
Document Number	37985-272
Book / Page	37985 / 272
Instrument Date	Oct 7, 2019
Instrument	20191030005860
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 CARLETON ST, HAVERHILL, MA 01832-2901

Mortgage

Document Number	191030005870
Date	Oct 30, 2019
Instrument	191030005870

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 91 Carleton St was $5,872, up 9.3% from the year before.

Source: Essex County and Haverhill City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Haverhill City
Unified School District	Haverhill School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,872.00 (+9.35%)	$548,300 (+8.64%) Land $208,600 Building $339,700	$512,335
2024	$5,370.00 (+2.87%)	$504,700 (+7.8%) Land $190,300 Building $314,400
2023	$5,220.00	$468,200 Land $190,300 Building $277,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Carleton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Carleton St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAVERHILL WATER DEPT serves 61,277 people · EPA ID MA3128000
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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