Hampden County and Ludlow Town property record for 91 Cardinal Cir, Ludlow, MA 01056
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,487 sqft · built 1981 |
| Lot Size | 1.58 acres (68,868 sqft) |
| Owner | Company Name on File |
| Last Sale | $14,000 (May 1981) |
| Tax Bill | $8,769 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | M:017-03420 B:87B L:0 |
| Primary APN | M:017-03420 B:87B L:0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,487 sqft Living Area |
| Gross Area | 6,372 sqft |
| Basement Area | 1,380 sqft |
| Unfinished Basement | 1,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Contemporary |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 68,868 sqft (1.58 acres) |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Account Number | 1304 |
|---|---|
| Street Address | 91 CARDINAL CIR |
| City | LUDLOW |
| State | MA |
| Zip | 01056-1346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES A |
| Legal Block | 3420 |
| Jurisdiction | LUDLOW MA |
| Township / Civil Division | LUDLOW |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 810412 |
91 Cardinal Cir is owned by a company that bought it in May 1981.
Source: Hampden County and Ludlow Town records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 838 BANYAN CT, MARCO ISLAND, FL 34145-5714 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 1981 · Amount on File |
| Deed Sale | May 22, 1981 · Amount on File |
| Deed Book / Page | 5111 / 5 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 91 Cardinal Cir was $8,769, up 1.2% from the year before.
Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Ludlow Town |
| Unified School District | Ludlow School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,769.00 (+1.22%) | $547,700 (+9.69%) Land $119,800 Building $427,900 | $491,082 (+8.19%) |
| 2025 | $8,663.00 (+3.76%) | $499,300 (+8.19%) Land $109,100 Building $390,200 | $453,910 (+3.09%) |
| 2024 | $8,349.00 (+2.74%) | $461,500 (+10.8%) Land $109,200 Building $352,300 | $440,325 |
| 2023 | $8,126.00 | $416,500 Land $95,800 Building $320,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Cardinal Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Cardinal Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures