91 Buzzard Lagoon Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 91 Buzzard Lagoon Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 947 sqft · built 1956
Lot Size	0.644 acres (28,053 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,000 (Apr 2026)
Tax Bill	$2,813 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-391-02`

Property Details

APN / Parcel Number

Primary APN	`107-391-02`
Alternative APN	`107-391-02-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	947 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Roof Material	Metal
Lot Area	28,053 sqft (0.644 acres)
View / Lot	Mountain

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Street Address	91 BUZZARD LAGOON RD
City	WATSONVILLE
State	CA
Zip	95076-0133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SU
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1010
Census Tract	122401

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 BUZZARD LAGOON RD, WATSONVILLE, CA 95076-0133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 31, 2021	Correction Deed · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Deed Document Number	20268958
Prior Transfer Date	Jul 26, 2021
Prior Transfer Doc	0000044984
Record Updated	Sep 20, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 23, 2026
Property Address	91 BUZZARD LAGOON RD, WATSONVILLE, CA 95076-0133
Document Number	0000008958
Instrument Date	Apr 14, 2026
Instrument	20268958
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$77,658.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	91 BUZZARD LAGOON RD, WATSONVILLE, CA 95076-0133

Mortgage

Document Number	0000008959,
Date	Apr 23, 2026
Instrument	20268959

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 31, 2021
Property Address	91 BUZZARD LAGOON RD, WATSONVILLE, CA 95076-0133
Document Number	0000044984
Map Reference	VOL 1564 PG 235
Instrument Date	Jul 26, 2021
Instrument	2021-0044984
Record Updated	Sep 23, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 BUZZARD LAGOON RD, WATSONVILLE, CA 95076-0133

Mortgage

Document Number	0000044985
Date	Aug 31, 2021
Instrument	2021-0044985

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.01%
Change Frequency	Annually
Index	1-Year CMT

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,662 (+2%) Land $111,724 Building $60,938
2025	$2,813.00 (+9.33%)	$169,276 (+4.04%) Land $109,533 Building $59,743
2024	$2,573.00 (+2.31%)
2023	$2,515.00 (+2.69%) Homeowner's exemption	$162,703 Land $105,280 Building $57,423	$627,660
2022	$2,449.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1996–2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250

May also be available: Cruzio, Etheric Networks.

Cell Coverage

No cell data coverage reported

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