91 Burch Rd, Urbanna, VA 23175 Property Records

Middlesex County property record for 91 Burch Rd, Urbanna, VA 23175

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,743 sqft · built 2013
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$469,500 (Nov 2020)
Tax Bill	$2,629 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14 7 2`

Property Details

APN / Parcel Number

Primary APN	`14 7 2`
Alternative APN	`5251`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,743 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,743 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	93 sqft
Deck Area	204 sqft
Lean-To	300 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5251
Street Address	91 BURCH RD
City	URBANNA
State	VA
Zip	23175-2117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VC
Legal Description	LAGRANGE 1.00 143-126 169-666 257-559 P169-668 P257-561 D315-178 D20-2330
Legal Subdivision	LAGRANGE CREEK
Jurisdiction	MIDDLESEX VA
Township / Civil Division	JAMAICA
Census Block Group	3
Census Block	3005
Census Tract	951000

Owner

91 Burch Rd is owned by two individuals who bought it in November 2020.

Source: Middlesex County records, as of October 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6811 OLD ROXBURY RD, QUINTON, VA 23141-1411
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2019	Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE LLC
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage AFFINITY MORTGAGE
Nov 19, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPOR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on File
Deed Sale	Nov 19, 2020 · Amount on File
Deed Document Number	20202330
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	91 BURCH RD, URBANNA, VA 23175-2117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE, SOLIDIFI LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	190000961
Date	Jul 2, 2019
Instrument	190000961

Lender

Name	AFFINITY MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Interest

Rate Type	Fixed Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX VA
Property Address	91 BURCH RD, URBANNA, VA 23175-2117
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200002261
Date	Nov 13, 2020
Instrument	200002261

Lender

Name	AFFINITY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Nov 19, 2020
Property Address	91 BURCH RD, URBANNA, VA 23175-2117
Document Number	200002330
Instrument Date	Nov 11, 2020
Instrument	200002330
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6811 OLD ROXBURY RD, QUINTON, VA 23141-1411

Mortgage

Document Number	200002331
Date	Nov 19, 2020
Instrument	200002331

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPOR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 91 Burch Rd was $2,629.

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,629.00	$431,100 (-) Land $212,000 Building $219,100	$431,100 (-) Land $212,000 Building $219,100
2025	$2,629.00	$431,100 Land $212,000 Building $219,100	$431,100 Land $212,000 Building $219,100
2023	$2,629.00	$431,100 Land $212,000 Building $219,100	$431,100 Land $212,000 Building $219,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 Burch Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	10 (1995–2009)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2009 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Burch Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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