91 Birch Dr, Potsdam, NY 13676 Property Records

St. Lawrence County and Pierrepont Town property record for 91 Birch Dr, Potsdam, NY 13676

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,419 sqft · built 1991
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$488,500 (Jun 2026)
Tax Bill	$11,490 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2021 Transfer
APN	`407000 90.002-2-29`

Property Details

APN / Parcel Number

Primary APN	`407000 90.002-2-29`
Alternative APN	`700009000200020290000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,419 sqft Living Area
1st Floor Area	1,476 sqft
Upper Floors Area	943 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	52,272 sqft (1.2 acres)
Lot Width	160 ft Width
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	407000 90.002-2-29
Street Address	91 BIRCH DR
City	POTSDAM
State	NY
Zip	13676-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Description	LOT 8 160X159X227X101X211
Legal Subdivision	PUTNAM RIVER WOODS ESTATES
Legal Block	2
Legal Lot Number	29.000
Jurisdiction	ST LAWRENCE NY
Township / Civil Division	PIERREPONT
Census Block Group	2
Census Block	2008
Census Tract	492302

Owner

91 Birch Dr is owned by two individuals who bought it in June 2026.

Source: St. Lawrence County and Pierrepont Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5648 ROLLING RIDGE RD, INDIANAPOLIS, IN 46220-5528
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION
Jun 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Deed Document Number	20267777
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LAWRENCE NY
Recording Date	Jun 30, 2026
Property Address	91 BIRCH DR, POTSDAM, NY 13676-4243
Document Number	0000007777
Instrument Date	May 21, 2026
Instrument	20267777
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197,354.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5648 ROLLING RIDGE RD, INDIANAPOLIS, IN 46220-5528

Mortgage

Document Number	0000007778,
Date	Jun 30, 2026
Instrument	20267778

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LAWRENCE NY
Recording Date	Jun 29, 2021
Property Address	91 BIRCH DR, POTSDAM, NY 13676-4243
Document Number	0000008447
Instrument Date	Jun 29, 2021
Instrument	R-2021-00008447
Transaction Type	Transfer
Record Updated	Feb 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 395, HANNAWA FALLS, NY 13647-0395

Tax Assessment & Valuation

The 2026 property tax bill for 91 Birch Dr was $11,490, up 3.3% from the year before.

Source: St. Lawrence County and Pierrepont Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	St. Lawrence County
County Subdivision	Pierrepont Town
Unified School District	Potsdam Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,490.00 (+3.35%)
2025	$11,118.00 (-0.38%)	$244,500 (-) Land $20,200 Building $224,300	$382,031 (+6.25%) Land $31,562 Building $350,469
2024	$11,160.00	$244,500 (-) Land $20,200 Building $224,300	$359,559 (+10.29%) Land $29,706 Building $329,853
2023		$244,500 Land $20,200 Building $224,300	$326,000 Land $26,933 Building $299,067

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 91 Birch Dr; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Birch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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