91 Bear Tree Rd, Lake Ariel, PA 18436 Property Records

Wayne County property record for 91 Bear Tree Rd, Lake Ariel, PA 18436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,146 sqft · built 1982
Lot Size	0.268 acres (11,674 sqft)
Owner	2 Individual Names on Record
Last Sale	$369,000 (Feb 2023)
Tax Bill	$2,494 (2026)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-0-0002-0415`

Property Details

APN / Parcel Number

Primary APN	`22-0-0002-0415`
Alternative APN	`052839`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,146 sqft Living Area
Basement Area	288 sqft
Unfinished Basement	288 sqft
Flooring	Hardwood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	11,674 sqft (0.268 acres)
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	211 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	052839
Street Address	91 BEAR TREE RD
City	LAKE ARIEL
State	PA
Zip	18436-4771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1130 SECTION BEAR TRACT INDIAN ROCKS
Legal Subdivision	INDIAN ROCKS AT LAKE WALLENPAUPACK
Legal Lot Number	1130
Jurisdiction	WAYNE PA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1046
Census Tract	961202

Owner

Source: Wayne County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2152 STEWART DR, HATFIELD, PA 19440-2248
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed, Transfer · Conventional Mortgage ARC HOME LLC
Sep 25, 2019	Deed, Transfer · Conventional Mortgage POLISH & SLAVIC FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 17, 2023 · Amount on Record
Deed Sale	Feb 17, 2023 · Amount on Record
Prior Sale	Sep 25, 2019 · Amount on Record
Deed Document Number	20231010
Deed Book / Page	6278 / 308
Prior Transfer Date	Jul 5, 2007
Prior Transfer Doc	0033320174
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE PA
Recording Date	Feb 17, 2023
Property Address	91 BEAR TREE RD, LAKE ARIEL, PA 18436-4771
Document Number	0062780308
Book / Page	6278 / 308
Instrument Date	Jan 31, 2023
Instrument	202300001010
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	MOUNTAIN ABSTRACT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,690.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2152 STEWART DR, HATFIELD, PA 19440-2248

Mortgage

Document Number	202300001011
Date	Feb 17, 2023
Instrument	202300001011

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE PA
Recording Date	Sep 25, 2019
Property Address	91 BEAR TREE RD, LAKE ARIEL, PA 18436-4771
Document Number	0055300057
Book / Page	5530 / 057
Instrument Date	Sep 23, 2019
Instrument	201900005987
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	91 BEAR TREE RD, 91, LAKE ARIEL, PA 18436-4771

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	158 BLACK BEAR RD, LAKE ARIEL, PA 18436-5531

Mortgage

Document Number	201900005988
Date	Sep 25, 2019
Instrument	201900005988

Lender

Name	POLISH & SLAVIC FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Wayne County
County Subdivision	Salem Township
Unified School District	Western Wayne School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,494.00 (+3.06%)	$150,400 (-) Land $28,100 Building $122,300
2025	$2,420.00 (+5.22%)	$150,400 (-) Land $28,100 Building $122,300	$150,400 (-) Land $28,100 Building $122,300
2024	$2,300.00 (-29.49%)	$150,400 (-) Land $28,100 Building $122,300
2023	$3,262.00 (+31.48%)	$150,400 Land $28,100 Building $122,300
2022	$2,481.00		$150,400 (-) Land $28,100 Building $122,300
2004			$150,400 Land $28,100 Building $122,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO INDIAN ROCKS private · serves 1,100 people · EPA ID PA2640047
Water Source	Groundwater
Last State Inspection	Apr 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Adams CATV Fiber	8,000 / 8,000
ICON Technologies Fixed Wireless	100 / 50

May also be available: AT&T.

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