Suffolk County and Brookhaven Town property record for 91 Bay Rd, Brookhaven, NY 11719
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,992 sqft · built 1972 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (May 2019) |
| Tax Bill | $13,526 (2024) |
| Deeds & Mortgages | Jun 2021 Refinance Dec 2023 Line of Credit + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0003706050M |
| Primary APN | 0003706050M |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,992 sqft Living Area |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Lot Area | 13,939 sqft (0.32 acres) |
| View / Lot | Waterfront |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Radiant |
|---|
| Account Number | 37060503 |
|---|---|
| Street Address | 91 BAY RD |
| City | BROOKHAVEN |
| State | NY |
| Zip | 11719-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRKHVN BEACH CO 784 B9 10 TO 12 INC |
| Legal Subdivision | PROPERTY OF BROOKHAVEN BEACH CO INC |
| Legal Block | 8300 |
| Legal Lot Number | 300 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | BROOKHAVEN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 159204 |
91 Bay Rd is owned and occupied by two individuals who bought it in May 2019.
Source: Suffolk County and Brookhaven Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 BAY RD, BROOKHAVEN, NY 11719-9748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Dec 8, 2023 | Deed of Trust, Mortgage · Line of Credit SUFFOLK FCU |
| Aug 10, 2023 | Deed, Transfer |
| May 2, 2019 | Deed, Transfer |
| Dec 19, 2016 | Deed of Trust, Mortgage · VA Mortgage JP MORGAN CHASE BK |
| Feb 15, 2017 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2019 · Amount on File |
| Deed Sale | May 2, 2019 · Amount on File |
| Deed Book / Page | 13010 / 491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 91 BAY RD, BROOKHAVEN, NY 11719-9748 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0232940993 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 23294/993 |
| Instrument | DM020821 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 91 BAY RD, BROOKHAVEN, NY 11719-9748 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0235530544 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | 23553/544 |
| Name | SUFFOLK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 10, 2023 |
| Property Address | 91 BAY RD, BROOKHAVEN, NY 11719-9748 |
| Document Number | 0132130422 |
| Book / Page | 13213 / 422 |
| Instrument Date | Aug 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 5, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 2, 2019 |
| Property Address | 91 BAY RD, BROOKHAVEN, NY 11719-9748 |
| Document Number | 0130100491 |
| Book / Page | 13010 / 491 |
| Instrument Date | Apr 8, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 91 BAY RD, BROOKHAVEN, NY 11719-9748 |
| Document Number | 0227880864 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 91 BAY RD BROOKHAVEN NY 117199748, BROOKHAVEN, NY 11719-9748 |
| Document Number | 0227880864 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 022788/000864 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2047 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Feb 15, 2017 |
| Property Address | 91 BAY RD, BROOKHAVEN, NY 11719-9748 |
| Document Number | 0227880865 |
| Book / Page | 022788 / 000865 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 91 BAY RD BROOKHAVEN NY 117199748, BROOKHAVEN, NY 11719-9748 |
| Document Number | 227880865 |
|---|---|
| Date | Feb 15, 2017 |
| Book Page | 022788/000865 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 14, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Brookhaven Town |
| Unified School District | South Country Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $13,526.00 | $6,510 (+1.89%) Land $472 Building $6,038 | |
| 2023 | $3,450 Land $250 Building $3,200 | $6,389 Land $463 Building $5,926 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 91 Bay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 114 policies |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 32 (1978–2024) |
| Claims Outside the SFHA | 3 of 32 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Bay Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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