91 Baldwin St, Watertown, CT 06795 Property Records

Watertown Town property record for 91 Baldwin St, Watertown, CT 06795

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,660 sqft · built 1850
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (May 2023)
Tax Bill	$5,873 (2025)
Deeds & Mortgages	Jul 2024 Refinance May 2023 Sale & Mortgage
APN	`WATE M:88 B:54 L:11`

Property Details

APN / Parcel Number

Primary APN	`WATE M:88 B:54 L:11`
Alternative APNs	`WTWN M:88 B:54 L:11` `5347`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,660 sqft Living Area
Gross Area	3,630 sqft
1st Floor Area	1,000 sqft
Basement Area	1,095 sqft
Unfinished Basement	1,095 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1992
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	5347
Street Address	91 BALDWIN ST
City	WATERTOWN
State	CT
Zip	06795-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Block	54
Legal Lot Number	11
Jurisdiction	WATERTOWN CT
Township / Civil Division	WATERTOWN
Census Block Group	1
Census Block	1008
Census Tract	360100

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	91 BALDWIN ST, WATERTOWN, CT 06795-2237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance THOMASTON SAVINGS BANK
May 30, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2023 · Amount on File
Deed Sale	May 30, 2023 · Amount on File
Deed Document Number	2023134204
Deed Book / Page	2288 / 71
Record Updated	Sep 20, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATERTOWN CT
Property Address	91 BALDWIN ST, WATERTOWN, CT 06795-2237
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002327-195
Date	Jul 24, 2024
Book Page	2327/195
Instrument	137794

Lender

Name	THOMASTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATERTOWN CT
Recording Date	May 30, 2023
Property Address	91 BALDWIN ST, WATERTOWN, CT 06795-2237
Document Number	0002288-71
Book / Page	2288 / 71
Instrument Date	May 24, 2023
Instrument	134204
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	91 BALDWIN ST, WATERTOWN, CT 06795-2237

Mortgage

Document Number	0000134205
Date	May 30, 2023
Instrument	134205

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Watertown Town
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,873.00	$195,510 (+62.79%) Land $46,760 Building $148,750	$136,857 Land $32,732 Building $104,125
2024	$5,873.00 (+32.66%)
2023	$4,427.00 (+5.51%)	$120,100 (-) Land $46,800 Building $73,300
2022	$4,196.00	$120,100 Land $46,800 Building $73,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN FIRE DISTRICT serves 6,718 people · EPA ID CT1530011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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