Albany County and Westerlo Town property record for 91 Annabelle Rd, Westerlo, NY 12193 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,295 sqft · built 2003 |
| Lot Size | 8.4 acres (365,904 sqft) |
| Owner | Individual Name on File |
| Last Sale | $15,000 (Dec 2001) |
| Tax Bill | $3,186 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013800 128.-1-32 |
| Primary APN | 013800 128.-1-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,295 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| 2nd Floor Area | 1,131 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 365,904 sqft (8.4 acres) |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 12800000010320000000 |
|---|---|
| Street Address | 91 ANNABELLE RD |
| City | WESTERLO |
| State | NY |
| Zip | 12193-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | WESTERLO |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 14803 |
Source: Albany County and Westerlo Town records · APN 013800 128.-1-32
Assessment roll updated March 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 91 ANNABELLE RD, WESTERLO, NY 12193-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 21, 2001 · Amount on Record |
| Deed Sale | Dec 21, 2001 · Amount on Record |
| Deed Book / Page | 2698 / 494 |
| Last Transfer Date | Jan 22, 2007 |
| Transfer Doc | 0028750000000162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 91 ANNABELLE RD, WESTERLO, NY 12193-2205 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2024 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0000004566 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | R2021-04566 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Dec 01, 2035 |
Source: Albany County and Westerlo Town records · Assessment roll updated March 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Westerlo Town |
| Unified School District | Berne-Knox-Westerlo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,186.00 (+9.98%) Homeowner's exemption | $1,750 (-) Land $300 Building $1,450 | $301,724 (+10.36%) Land $51,724 Building $250,000 |
| 2023 | $1,750 (-) Land $300 Building $1,450 | $273,400 (+17.17%) Land $46,869 Building $226,531 | |
| 2022 | $1,750 Land $300 Building $1,450 | $233,333 Land $40,000 Building $193,333 | |
| 2021 | $2,897.00 |
Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360010148031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2005–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Aug 2011, river or lake flooding, Hurricane Irene |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 11 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mid-Hudson Cablevision | Fiber | 5,000 / 5,000 |
May also be available at this address: Verizon, Mid-Hudson Cablevision. Availability varies by address; speeds are provider-advertised maximums, not measured.
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