91 Anderson Rd, Waddy, KY 40076 Property Records

Franklin County property record for 91 Anderson Rd, Waddy, KY 40076

Property Summary

Property TypeCommercial
Lot Size0.647 acres (28,201 sqft)
OwnerCompany Name on Record
Tax Bill$2,635 (2025)
Deeds & MortgagesAug 2018 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN051-00-00-057.00

Property Details

APN / Parcel Number

Primary APN051-00-00-057.00
Alternative APN
  • 65535

Interior

Stories1 Story

Exterior

Exterior MaterialAluminum Siding
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialMetal
Lot Area28,201 sqft (0.647 acres)
TerrainRolling
View / LotFlood Plain/Flood Zone
DrivewayAsphalt Driveway

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number65535
Street Address91 ANDERSON RD
CityWADDY
StateKY
Zip40076
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionWEST FRANKFORT IND PK TR D
Legal SubdivisionW FKFT INDUSTRIAL PK
Legal Phase1
Legal TractD
Legal Lot NumberD
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1010
Census Tract71001

Owner

Source: Franklin County records, as of March 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address6466 BARDSTOWN TRL, WADDY, KY 40076-6185
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Aug 22, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST FINANCIAL BANK
Aug 22, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST FINANCIAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address91 ANDERSON RD, WADDY, KY 40076
Transaction TypeMortgage
Record UpdatedMar 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M1464/220
DateAug 22, 2018
Book PageM1464/220
Instrument478275
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueAug 16, 2028
Interest
Rate TypeAdjustable Rate

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address91 ANDERSON RD, FRANKFORT, KY 40601-8937
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM1464/220
DateAug 22, 2018
Book PageM1464/220
Instrument478275
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueAug 16, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,635.00 (+0.23%)$220,000 (-) Land $60,000 Building $160,000$220,000 (-) Land $60,000 Building $160,000
2023$2,629.00$220,000$220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFARMDALE WATER DISTRICT
serves 8,203 people · EPA ID KY0370128
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionApr 2024
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frankfort Plant Board
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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