91 Alard Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 91 Alard Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft · built 2009
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,169 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`HERM M:050 B:055 L:018`

Property Details

APN / Parcel Number

Primary APN	`HERM M:050 B:055 L:018`
Alternative APN	`3426`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Basement Area	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Ranch
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3426
Street Address	91 ALARD DR
City	HERMON
State	ME
Zip	04401-0880
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRICU
Legal Subdivision	ALARD DRIVE SUB
Legal Block	55
Legal Lot Number	18
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	1
Census Block	1001
Census Tract	10000

Owner

Source: Penobscot County and Hermon Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 ALARD DR, HERMON, ME 04401-0880
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNIVERSITY CREDIT UNION
May 16, 2023	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2008
Deed Sale	Sep 19, 2008
Deed Book / Page	11536 / 204
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	91 ALARD DR, HERMON, ME 04401-0880
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0168220308
Date	May 16, 2023
Book Page	16822/308
Instrument	9677

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2028

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	91 ALARD DR, HERMON, ME 04401-0880
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0168220325
Date	May 16, 2023
Book Page	16822/325
Instrument	9681

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Penobscot County and Hermon Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,169.00 (+25.58%)	$436,200 (+15.52%) Land $81,600 Building $354,600
2024	$4,116.00 (+4.87%)	$377,600 (+13.05%) Land $72,700 Building $304,900
2023	$3,925.00 (+12.5%)	$334,000 (+13.92%) Land $67,700 Building $266,300
2022	$3,489.00	$293,200 Land $60,200 Building $233,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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