91 5th St, Ostrander, OH 43061 Property Records

Delaware County property record for 91 5th St, Ostrander, OH 43061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,552 sqft · built 1999
Lot Size	0.335 acres (14,582 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (May 2022)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`400-133-15-033-000`

Property Details

APN / Parcel Number

Primary APN	`400-133-15-033-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	2,962 sqft
1st Floor Area	782 sqft
Upper Floors Area	770 sqft
Basement Area	770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,582 sqft (0.335 acres)
Lot Dimensions	224 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	160 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	91 5TH ST
City	OSTRANDER
State	OH
Zip	43061-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 COOPER HAAS ADDITION TO VILLAGE OF OSTRANDER
Legal Subdivision	COOPER HAAS ADDITION TO VILLAGE OF OSTRA
Legal Lot Number	6
Jurisdiction	DELAWARE OH
Township / Civil Division	SCIOTO
Census Block Group	3
Census Block	3048
Census Tract	12000

Owner

Source: Delaware County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 5TH ST, OSTRANDER, OH 43061-9438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
May 10, 2022	Warranty Deed, Transfer · Conventional Mortgage HONDA FCU
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Aug 18, 2017	Deed of Trust, Mortgage · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	May 5, 2021 · Amount on Record
Deed Document Number	202214244
Deed Book / Page	1964 / 1418
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	91 5TH ST, OSTRANDER, OH 43061-9438
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000048407
Date	Nov 2, 2021
Book Page	1916/331
Instrument	202100048407

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	May 10, 2022
Property Address	91 5TH ST, OSTRANDER, OH 43061-9438
Document Number	0000014244
Book / Page	1964 / 1418
Instrument Date	May 6, 2022
Instrument	202200014244
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	VALLEY TTL DBA LAWYERS TTL D

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 5TH ST, OSTRANDER, OH 43061-9438

Mortgage

Document Number	0000014245
Date	May 10, 2022
Instrument	202200014245

Lender

Name	HONDA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	May 5, 2021
Property Address	91 5TH ST, OSTRANDER, OH 43061-9438
Document Number	0000021055
Book / Page	1856 / 1264
Map Reference	CAB 1 SL 391
Instrument Date	May 3, 2021
Instrument	202100021055
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	VALLEY TITLE AND ESCROW, VALLEY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000021056
Date	May 5, 2021
Instrument	202100021056

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	91 5TH ST, OSTRANDER, OH 43061-9438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORDIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023541
Date	Aug 18, 2017
Book Page	1521/2216
Instrument	201700023541

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Scioto Township
Municipality	Ostrander Village
Unified School District	Buckeye Valley Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,533.00 (-3.02%)	$102,900 (-) Land $19,950 Building $82,950	$294,000 (-) Land $57,000 Building $237,000
2024	$3,643.00 (+5.02%) Homeowner's exemption	$102,900 (-) Land $19,950 Building $82,950
2023	$3,469.00 Homeowner's exemption	$102,900 Land $19,950 Building $82,950	$294,000 Land $57,000 Building $237,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	17 (1980–2019)
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Consolidated Fiber.

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