91 3rd St, Camden, NY 13316 Property Records

Oneida County and Camden Town property record for 91 3rd St, Camden, NY 13316

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,642 sqft · built 1890
Lot Size0.224 acres (9,768 sqft)
Owner2 Individual Names on Record
Last Sale$49,500 (Oct 1998)
Tax Bill$2,331 (2026)
Deeds & MortgagesDec 2021 Refinance
Flood ZoneZone X (minimal risk)
APN303001 128.013-2-55

Property Details

APN / Parcel Number

Primary APN303001 128.013-2-55
Alternative APNs
  • 300112801300020550000000
  • 004950

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,642 sqft Living Area
1st Floor Area1,200 sqft
2nd Floor Area442 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 2020
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,768 sqft (0.224 acres)
Lot Dimensions132 ft deep x 74 ft wide
PorchSlab
Porch Area195 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number004950
Street Address91 3RD ST
CityCAMDEN
StateNY
Zip13316-1131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal DescriptionN SCHOOL E SCHOOL 7628703
Legal Block2
Legal Lot Number55.000
JurisdictionONEIDA NY
Township / Civil DivisionCAMDEN
Census Block Group3
Census Block3005
Census Tract24500

Owner

Source: Oneida County and Camden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address91 3RD ST, CAMDEN, NY 13316-1131
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 1998 · Amount on Record
Deed SaleOct 26, 1998 · Amount on Record
Deed Book / Page2842 / 593
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address91 3RD ST, CAMDEN, NY 13316-1131
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000021278
DateDec 10, 2021
Instrument2021-021278
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term229 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Oneida County and Camden Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
County SubdivisionCamden Town
MunicipalityCamden Village
Unified School DistrictCamden Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,331.00 (+2.64%) Homeowner's exemption
2025$2,271.00 (+286.22%)$2,600 (+3%) Land $200 Building $2,400$162,500 (+49.5%) Land $12,500 Building $150,000
2023$2,000 (-) Land $200 Building $1,800$108,696 (+14.13%) Land $10,870 Building $97,826
2022$588.00 Homeowner's exemption$2,000 Land $200 Building $1,800$95,238 Land $9,524 Building $85,714

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims4 (1979–2000)
Claims Outside the SFHA1 of 4
Most Recent ClaimMay 2000 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAMDEN VILLAGE (GU)
serves 2,800 people · EPA ID NY3202385
Water SourceGroundwater influenced by surface water
Last State InspectionApr 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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