91 20th Ave, Clear Lake, WI 54005 Property Records

Polk County property record for 91 20th Ave, Clear Lake, WI 54005

Property Summary

Property Type	Single Family Home
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$242,300 (Mar 2024)
Tax Bill	$2,868 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`018-00477-0100`

Property Details

APN / Parcel Number

Primary APN	`018-00477-0100`

Exterior

Lot Area	87,120 sqft (2 acres)

Location & Zoning

Street Address	91 20TH AVE
City	CLEAR LAKE
State	WI
Zip	54005-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CSM #5162 V23 PG 69 (716231) LOC SW SW
Legal Lot Number	1
Jurisdiction	POLK WI
Township / Civil Division	CLEAR LAKE
Census Block Group	2
Census Block	2053
Census Tract	961100

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	91 20TH AVE, CLEAR LAKE, WI 54005-3729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Warranty Deed, Transfer · Conventional Mortgage BARRINGTON BANK & TRUST CO NA
Nov 23, 2020	Warranty Deed, Transfer · FHA Mortgage FINANCE AMERICA MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2024 · Amount on Record
Deed Sale	Mar 22, 2024 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	924680
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Mar 22, 2024
Property Address	91 20TH AVE, CLEAR LAKE, WI 54005-3729
Document Number	0000924680
Map Reference	DOC716231
Instrument Date	Mar 14, 2024
Instrument	924680
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	TITLE WERKS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$726.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000924681
Date	Mar 22, 2024
Instrument	924681

Lender

Name	BARRINGTON BANK & TRUST CO NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Nov 23, 2020
Property Address	91 20TH AVE, CLEAR LAKE, WI 54005-3729
Document Number	0000889810
Map Reference	MAP5162 VL23 PG69
Instrument Date	Nov 19, 2020
Instrument	889810
Transaction Type	Transfer
Record Updated	May 16, 2022
Title Company	ST CROIX COUNTY ABSTRACT & T

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000889811
Date	Nov 23, 2020
Instrument	889811

Lender

Name	FINANCE AMERICA MTG LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
County Subdivision	Clear Lake Town
Unified School District	Clear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,868.00 (+23.62%)	$150,500 (-) Land $14,000 Building $136,500	$237,600 (+15.23%) Land $22,102 Building $215,498
2023	$2,320.00 (+0.56%) Homeowner's exemption	$150,500 (-) Land $14,000 Building $136,500	$206,200 (+21.65%)
2022	$2,307.00 Homeowner's exemption	$150,500 Land $14,000 Building $136,500	$169,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NextGen Communications Fiber	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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