9099 Field Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9099 Field Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1960
Lot Size	2.18 acres (95,004 sqft)
Owner	Individual Name on File
Last Sale	$309,900 (Jul 2021)
Tax Bill	$4,022 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-14-541-0073-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-541-0073-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,552 sqft Living Area

Exterior

Year Built	Built 1960
Lot Area	95,004 sqft (2.18 acres)
Lot Dimensions	602 ft deep x 136 ft wide
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74145410073000
Street Address	9099 FIELD RD
City	CLAY
State	MI
Zip	48001-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	E 136.1 FT OF LOT 1295 SUPERVISOR ROY T GILBERT'S PLAT NO. 17
Legal Subdivision	SUPRVRS ROY T GILBERTS 17-CLAY
Legal Lot Number	1295
Legal Unit	1295
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3009
Census Tract	646000

Owner

Source: St. Clair County records · APN 74-14-541-0073-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	9099 FIELD RD, CLAY, MI 48001-4402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Warranty Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC
Jun 28, 2017	Warranty Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2021 · Amount on Record
Deed Sale	Jul 23, 2021 · Amount on Record
Prior Sale	Jun 28, 2017 · Amount on Record
Deed Document Number	2021021311
Deed Book / Page	5397 / 723
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 23, 2021
Property Address	9099 FIELD RD, CLAY, MI 48001-4402
Document Number	5397723
Book / Page	5397 / 723
Map Reference	LB 50 PG 30
Instrument Date	Jul 01, 2021
Instrument	2021021311
Transaction Type	Transfer
Record Updated	Aug 06, 2021
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9099 FIELD RD, 9099, CLAY, MI 48001-4402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29617 JENNIFER DR, CHESTERFIELD, MI 48051-1762
Investor	Possibly a Property Investor

Mortgage

Document Number	0005399989
Date	Jul 28, 2021
Book Page	5399/989
Instrument	2021021834

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 28, 2017
Property Address	9099 FIELD RD, CLAY, MI 48001-4402
Document Number	0048440468
Book / Page	004844 / 000468
Instrument Date	Jun 16, 2017
Transaction Type	Transfer
Record Updated	Jul 21, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,633.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	963 HOWARD ST ALGONAC MI 480011249, ALGONAC, MI 48001-1249

Mortgage

Document Number	48440470
Date	Jun 28, 2017
Book Page	004844/000470

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$156,500 (+13.82%)
2024	$4,022.00 (+8.73%)		$313,000 (+13.82%)
2023		$137,500
2022	$3,699.00		$275,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	12 (1985–1995)
Claims Outside the SFHA	10 of 12
Most Recent Claim	Aug 1995 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 41 locations within half a mile of this property.

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