9092 Stein Rd, Custer, WA 98240 Property Records

Whatcom County property record for 9092 Stein Rd, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,685 sqft · built 2022
Lot Size	4.84 acres (211,266 sqft)
Owner	Individual Name on Record
Last Sale	$326,900 (Aug 2023)
Tax Bill	$8,119 (2025)
Deeds & Mortgages	Apr 2025 Mortgage May 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`565870`

Property Details

APN / Parcel Number

Primary APN	`565870`
Alternative APNs	`400112 302381 0000` `115695` `94287`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,685 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	211,266 sqft (4.84 acres)
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Storage Building	200 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	94287
Street Address	9092 STEIN RD
City	CUSTER
State	WA
Zip	98240-9241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10A
Legal Description	N 1/2 N 1/2 S 1/2 W 40 ACRES OF NE 1/4-LESS RD
Legal Range	01
Legal Township	40
Legal Section	12
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1015
Census Tract	10408

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9092 STEIN RD, CUSTER, WA 98240-9241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
May 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE PACIFIC
Aug 29, 2023	Warranty Deed, Transfer WHATCOM LAND TITLE CO INC
Oct 23, 2019	Warranty Deed, Transfer WHATCOM LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2023 · Amount on Record
Deed Sale	Aug 29, 2023 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	2023-0802245
Record Updated	Jun 8, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9092 STEIN RD, CUSTER, WA 98240-9241
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9092 STEIN RD, CUSTER, WA 98240-9241

Mortgage

Document Number	0000401808
Date	Apr 23, 2025
Instrument	2025-0401808

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	9092 STEIN RD, CUSTER, WA 98240-9241
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000501478
Date	May 21, 2024
Instrument	2024-0501478

Lender

Name	BANK OF THE PACIFIC
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jun 1, 2025

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 29, 2023
Property Address	9092 STEIN RD, CUSTER, WA 98240-9241
Document Number	0000802245
Instrument Date	Aug 25, 2023
Instrument	2023-0802245
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	WHATCOM LAND TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$5,235.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9092 STEIN RD, CUSTER, WA 98240-9241

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Oct 23, 2019
Property Address	9092 STEIN RD, CUSTER, WA 98240-9241
Document Number	2191003071
Instrument Date	Oct 22, 2019
Instrument	1003071
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	WHATCOM LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$1,500.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	849 19TH ST LYNDEN WA 982649769, LYNDEN, WA 98264-9769

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,119.00 (+677.68%)	$1,053,435 (+804.27%) Land $340,897 Building $712,538	$1,053,435 (+804.27%) Land $340,897 Building $712,538
2022		$116,495 Land $116,495	$116,495 Land $116,495
2021	$1,044.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber · DSL	6,000 / 6,000
Starlink Satellite	280 / 30
Pogozone powered by Neubeam Fixed Wireless	40 / 7
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

4G LTE (outdoors only), no 5G reported

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