9092 S Kula Rd, Harrison, ID 83833 Property Records

Kootenai County property record for 9092 S Kula Rd, Harrison, ID 83833

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 5,545 sqft · built 2022
Lot Size	1.99 acres (86,902 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,255 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0J4040030010`

Property Details

APN / Parcel Number

Primary APN	`0J4040030010`
Alternative APN	`305401`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Building Area	5,545 sqft Living Area
1st Floor Area	3,731 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	86,902 sqft (1.99 acres)
Garage Type	Attached
Garage Area	1,059 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	305401
Street Address	9092 S KULA RD
City	HARRISON
State	ID
Zip	83833-7023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	GOTHAM BAY ESTATES, LT 1 BLOCK 3 1849N03W
Legal Range	03W
Legal Township	49N
Legal Section	18
Legal Subdivision	GOTHAM BAY ESTATES
Legal Block	3
Legal Lot Number	1
Jurisdiction	KOOTENAI ID
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1027
Census Tract	1902

Owner

9092 S Kula Rd is owner-occupied and held in a trust since March 2024.

Source: Kootenai County records, as of April 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9092 S KULA RD, HARRISON, ID 83833-7023
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Apr 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
Mar 19, 2024	Correction Deed KOOTENAI COUNTY TITLE
Nov 3, 2020	Warranty Deed, Transfer NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2020
Deed Sale	Nov 3, 2020
Deed Document Number	20202788788000
Last Transfer Date	Mar 15, 2024
Transfer Doc	0002963385
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	Apr 17, 2026
Property Address	9092 S KULA RD, HARRISON, ID 83833-7023
Document Number	0003039560
Instrument Date	Apr 13, 2026
Instrument	20263039560
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	9092 S KULA RD, HARRISON, ID 83833-7023

Mortgage

Document Number	0003039560,
Date	Apr 17, 2026
Instrument	20263039560

Lender

Name	KEYBANK USA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	9092 S KULA RD, HARRISON, ID 83833-7023
Transaction Type	Mortgage
Record Updated	May 8, 2024
Title Company	CHICAGO TITLE/MENTOR, CHICAGO TITLE KENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9092 S KULA RD, HARRISON, ID 83833-7023

Mortgage

Document Number	2966141000
Date	Apr 19, 2024
Instrument	2966141000

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	May 1, 2034
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.7%

March 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	KOOTENAI ID
Recording Date	Mar 19, 2024
Property Address	9092 S KULA RD, HARRISON, ID 83833-7023
Document Number	2963385000
Instrument Date	Mar 18, 2024
Instrument	2963385000
Record Updated	Apr 30, 2024
Title Company	KOOTENAI COUNTY TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9092 S KULA RD, HARRISON, ID 83833-7023

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Nov 3, 2020
Property Address	9092 S KULA RD, HARRISON, ID 83833-7023
Document Number	2788788000
Map Reference	MB J PG 404
Instrument Date	Nov 2, 2020
Instrument	2788788000
Transaction Type	Transfer
Record Updated	Apr 30, 2024
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15 COLLEGLATE CIRCLE, RANCHO MIRAGE, CA 92270-3913

Tax Assessment & Valuation

The 2025 property tax bill for 9092 S Kula Rd was $7,255 with a homeowner's exemption, up 6.9% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Kootenai Joint School District 274 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,255.00 (+6.86%) Homeowner's exemption	$2,559,326 Land $491,966 Building $2,067,360	$2,559,326 Land $491,966 Building $2,067,360
2024	$6,789.00 (+349.31%)
2023	$1,511.00 (-38.9%)	$459,671 (-41.41%) Land $459,671	$459,671 (-41.41%) Land $459,671
2022	$2,473.00	$784,596 Land $784,596	$784,596 Land $784,596

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9092 S Kula Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9092 S Kula Rd is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	50 / 5
Wired or Wireless Fixed Wireless · not low latency	30 / 10

May also be available: Ziply Fiber.

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