9092 Murray Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 9092 Murray Dr, Reading, MI 49274

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,304 sqft
Lot Size	0.226 acres (9,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$279,000 (Apr 2017)
Tax Bill	$865 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-165-001-011`

Property Details

APN / Parcel Number

Primary APN	`10-165-001-011`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft

Exterior

Exterior Material	Wood Siding
Lot Area	9,867 sqft (0.226 acres)
Lot Width	70 ft Width
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9092 MURRAY DR
City	READING
State	MI
Zip	49274-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONING
Legal Description	LOT 10 HEMLOCK SANDY SHORES SEC 5 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	05
Legal Subdivision	HEMLOCK SANDY SHORES
Legal Lot Number	10
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	2
Census Block	2037
Census Tract	50400

Owner

Source: Hillsdale County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9092 MURRAY DR, READING, MI 49274-9618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Apr 18, 2017	Warranty Deed, Transfer · Conventional Mortgage OXFORD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2017 · Amount on Record
Deed Sale	Apr 18, 2017 · Amount on Record
Prior Sale	Sep 13, 2001 · Amount on Record
Deed Book / Page	1653 / 672
Last Transfer Date	Sep 30, 2024
Transfer Doc	001880/435
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSDALE MI
Property Address	9092 MURRAY DR, READING, MI 49274-9618
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01783/1256
Date	Jan 19, 2021
Book Page	1783/1256

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 18, 2017
Property Address	9092 MURRAY DR, READING, MI 49274-9618
Document Number	01653/0672
Book / Page	1653 / 0672
Map Reference	LB7 PG20
Instrument Date	Apr 13, 2017
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TITLE AGENCY OF SE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,399.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25975 EDINBOROUGH CIR, 25975, PERRYSBURG, OH 43551-9149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9082 MURRAY DR, READING, MI 49274-9618

Mortgage

Document Number	01653/0676
Date	Apr 18, 2017
Book Page	1653/0676

Lender

Name	OXFORD BANK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$865.00 (-71.51%) Homeowner's exemption	$109,400 (+4.49%)	$218,746 (+4.51%) Land $59,500 Building $159,246
2023		$104,700	$209,305 Land $59,500 Building $149,805
2021	$3,036.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: DMCI Broadband, Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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