909 Wright St SW, Lenoir, NC 28645 Property Records

Caldwell County property record for 909 Wright St SW, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,288 sqft · built 1953
Lot Size	60 acres (2,613,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Mar 2004)
Tax Bill	$987 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06 11 2 14`

Property Details

APN / Parcel Number

Primary APN	`06 11 2 14`
Alternative APN	`163943`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,288 sqft Heated Area
Gross Area	1,460 sqft
1st Floor Area	1,288 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	2,613,600 sqft (60 acres)
Lot Dimensions	136 ft deep x 14 ft wide

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	163943
Street Address	909 WRIGHT ST SW
City	LENOIR
State	NC
Zip	28645-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1944 PG 504 YR 2018 ST 160.00
Legal Subdivision	KENTWOOD PROPERTY OF W D BARGER
Jurisdiction	CALDWELL NC
Township / Civil Division	LENOIR
Census Block Group	4
Census Block	4021
Census Tract	30100

Owner

Source: Caldwell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	18 ADAMSWOOD RD, ASHEVILLE, NC 28803-1860
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK A NORTH CAROLIN
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 29, 2018	Warranty Deed, Transfer STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2004 · Amount on Record
Deed Sale	Mar 23, 2004 · Amount on Record
Deed Book / Page	1496 / 449
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	909 WRIGHT ST SW, LENOIR, NC 28645-5648
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 WRIGHT ST SW, LENOIR, NC 28645-5648

Mortgage

Document Number	0021441085
Date	Sep 9, 2025
Book Page	2144/1085
Instrument	10110677

Lender

Name	TRUIST BANK A NORTH CAROLIN
Address	PO BOX 1290, WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	909 WRIGHT ST SW, LENOIR, NC 28645-5648
Transaction Type	Mortgage
Record Updated	Oct 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020280626
Date	Jul 22, 2021
Book Page	2028/626
Instrument	10060380

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2041

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Jun 29, 2018
Property Address	909 WRIGHT ST SW, LENOIR, NC 28645-5648
Document Number	0010023649
Book / Page	001944 / 000504
Instrument Date	Jun 29, 2018
Instrument	10023649
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	909 WRIGHT ST SW LENOIR NC 286455648, LENOIR, NC 28645-5648

Mortgage

Document Number	10023650
Date	Jun 29, 2018
Book Page	001944/000507
Instrument	10023650

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Lenoir City
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$987.00 (+31.95%)	$146,800 (-0.07%) Land $9,500 Building $137,300
2025	$748.00 (-26.16%)	$146,900 (+76.35%) Land $9,500 Building $137,400	$146,800 (+76.23%) Land $9,500 Building $137,300
2023		$83,300 (-) Land $9,500 Building $73,800	$83,300 (-) Land $9,500 Building $73,800
2022	$1,013.00	$83,300 Land $9,500 Building $73,800	$83,300 Land $9,500 Building $73,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1983–2009)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LENOIR serves 26,388 people · EPA ID NC0114010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Wright St SW

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures