Montgomery County property record for 909 Winhall Way, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,322 sqft · built 1962 |
| Lot Size | 0.351 acres (15,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $749,000 (Jan 2024) |
| Tax Bill | $7,162 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jan 2024 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00377052 |
| Primary APN | 05-00377052 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,322 sqft Living Area |
| Gross Area | 4,110 sqft |
| 1st Floor Area | 2,314 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,300 sqft (0.351 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 650 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 308 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00377052 |
|---|---|
| Street Address | 909 WINHALL WAY |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-2075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | WINDHAM MANOR |
| Legal Subdivision | WINDHAM MANOR |
| Legal Block | D |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 701503 |
909 Winhall Way is owned and occupied by two individuals who bought it in January 2024.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 909 WINHALL WAY, SILVER SPRING, MD 20904-2075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 23, 2024 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MID-ATLANTIC FCU |
| Sep 21, 2020 | Deed of Trust, Mortgage · Line of Credit MID-ATLANTIC FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2024 · Amount on File |
| Deed Sale | Jan 23, 2024 · Amount on File |
| Prior Sale | Oct 13, 1995 · Amount on File |
| Deed Book / Page | 67705 / 254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jul 1, 2026 |
| Property Address | 909 WINHALL WAY, SILVER SPRING, MD 20904-2075 |
| Document Number | 7068000232 |
| Book / Page | 70684 / 232 |
| Instrument Date | Jun 26, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety, 298 |
| Address | 909 WINHALL WAY, SILVER SPRING, MD 20904-2075 |
| Document Number | 7068000232, |
|---|---|
| Date | Jul 1, 2026 |
| Book Page | 70684/232 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Jan 23, 2024 |
| Property Address | 909 WINHALL WAY, SILVER SPRING, MD 20904-2075 |
| Document Number | 0677050254 |
| Book / Page | 67705 / 254 |
| Map Reference | MB 63 PL 5561 |
| Instrument Date | Jan 19, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | KVS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 909 WINHALL WAY, SILVER SPRING, MD 20904-2075 |
| Document Number | 0067705260 |
|---|---|
| Date | Jan 23, 2024 |
| Instrument | 67705/260 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 909 WINHALL WAY, SILVER SPRING, MD 20904-2075 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | ELITE SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Address | 909 WINHALL WAY, SILVER SPRING, MD 20904-2075 |
| Document Number | 0607420160 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 60742/160 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 909 WINHALL WAY, SILVER SPRING, MD 20904-2075 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | COVIUS SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0605460001 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 60546/1 |
| Name | MID-ATLANTIC FCU |
|---|---|
| Type | Credit Union |
| Address | GERMANTOWN, MD 20874 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 909 Winhall Way was $7,162.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $582,200 (+6.04%) Land $235,700 Building $346,500 | $582,200 (-) Land $235,700 Building $346,500 | |
| 2025 | $7,162.00 | $549,033 | $582,200 Land $235,700 Building $346,500 |
| 2023 | $482,700 Land $235,700 Building $247,000 | $482,700 Land $235,700 Building $247,000 | |
| 2022 | $5,138.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 909 Winhall Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 909 Winhall Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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