909 Wesley Rd, Finksburg, MD 21048 Property Records

Carroll County property record for 909 Wesley Rd, Finksburg, MD 21048

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,560 sqft · built 1991
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$324,000 (Nov 2006)
Tax Bill$4,029 (2026)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN04-064879

Property Details

APN / Parcel Number

Primary APN04-064879
Alternative APNs
  • 4064879
  • 064879

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,560 sqft Total Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces4 Parking Spaces
Deck Area432 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number064879
Street Address909 WESLEY RD
CityFINKSBURG
StateMD
Zip21048-1220
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAGRIC
Legal DescriptionLT- 1.00 AC E/S WESLEY ROAD SW OF RICHARDS MILL
JurisdictionCARROLL MD
Township / Civil Division4, WOOLERYS
Census Block Group1
Census Block1001
Census Tract504100

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address909 WESLEY RD, FINKSBURG, MD 21048-1220
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 29, 2006 · Amount on Record
Deed SaleNov 29, 2006 · Amount on Record
Deed Document Number200661951
Deed Book / Page5070 / 318
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address909 WESLEY RD, FINKSBURG, MD 21048-1220
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 WESLEY RD, FINKSBURG, MD 21048-1220

Mortgage

Document Number0107950250
DateJun 7, 2022
Book Page10795/250
Lender
NameFARMERS & MERCHANTS BANK & TRUST
TypeBank
AddressUPPERCO, MD 21155
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 25, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,029.00 (+4.54%) Homeowner's exemption$373,200 (+18.14%)$383,800 (+4.32%) Land $180,000 Building $203,800
2025$3,854.00 (+7.99%) Homeowner's exemption
2023$3,569.00 Homeowner's exemption$315,900$367,900 Land $160,000 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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