St. Johns County property record for 909 Wembly Ln, Ponte Vedra Beach, FL 32081
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,355 sqft · built 2005 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Oct 2009) |
| Tax Bill | $2,897 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 023241-4960 |
| Primary APN | 023241-4960 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,355 sqft Living Area |
| Gross Area | 2,955 sqft |
| 1st Floor Area | 1,955 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 909 WEMBLY LN |
|---|---|
| City | PONTE VEDRA |
| State | FL |
| Zip | 32081-7096 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 47/6-14 WALDEN CHASE PHASE 1 UNIT 3 LOT 496 OR3246/682 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 11 |
| Legal Subdivision | WALDEN CHASE PHASE 1 UNIT 3 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 496 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 20605 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 909 WEMBLY LN, PONTE VEDRA, FL 32081-7096 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2009 · Amount on Record |
| Deed Sale | Oct 6, 2009 · Amount on Record |
| Prior Sale | Sep 8, 2005 · Amount on Record |
| Deed Document Number | 200951380 |
| Deed Book / Page | 3246 / 682 |
| Prior Transfer Date | May 6, 2009 |
| Prior Transfer Doc | 0032471538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 909 WEMBLY LN, PONTE VEDRA, FL 32081-7096 |
| Document Number | 0044370001 |
| Book / Page | 004437 / 000001 |
| Instrument Date | Sep 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 909 WEMBLY LN PONTE VEDRA BEACH FL 320817096, PONTE VEDRA BEACH, FL 32081-7096 |
| Document Number | 0044370001 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 004437/000001 |
| Instrument | 64229 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 21, 2032 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,234 (+2.7%) | $428,899 (-1%) Land $100,000 Building $328,899 | |
| 2025 | $2,897.00 (+13.61%) Homeowner's exemption | $229,050 (+2.9%) | $433,233 (-0.38%) Land $100,000 Building $333,233 |
| 2024 | $2,550.00 (+2.12%) Homeowner's exemption | $222,595 (+3%) | $434,864 (-2.68%) Land $100,000 Building $334,864 |
| 2023 | $2,497.00 (+3.27%) Homeowner's exemption | $216,112 (+3%) | $446,828 (+15.56%) Land $100,000 Building $346,828 |
| 2022 | $2,418.00 Homeowner's exemption | $209,817 | $386,661 Land $89,600 Building $297,061 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 114 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 114 in force |
| Nearby Flood Claims | 4 (2020–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475 |
|---|---|
| Water Source | Purchased groundwater from JEA MAJOR GRID |
| Last State Inspection | Mar 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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