909 W Walnut St, Chatham, IL 62629 Property Records

Sangamon County property record for 909 W Walnut St, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Aug 2023)
Tax Bill	$11,601 (2025)
Deeds & Mortgages	Aug 2023 Sale & Line of Credit Aug 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-12.0-100-004`

Property Details

APN / Parcel Number

Primary APN	`28-12.0-100-004`
Alternative APN	`28120100004 (CHECK DIGIT = 0)`

Exterior

Lot Area	219,978 sqft (5.05 acres)

Location & Zoning

Account Number	28120100004
Street Address	909 W WALNUT ST
City	CHATHAM
State	IL
Zip	62629-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4 NW 1/4 12-14-6
Legal Range	06
Legal Township	14
Legal Section	12
Jurisdiction	SANGAMON IL
Township / Civil Division	CHATHAM
Census Block Group	4
Census Block	4017
Census Tract	3202

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	909 W WALNUT ST, CHATHAM, IL 62629-1040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Warranty Deed, Transfer · Line of Credit UNITED COMMUNITY BANK
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED COMMUNITY BANK
May 7, 2019	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
Mar 7, 2019	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Mar 7, 2019 · Amount on Record
Deed Document Number	202313844
Record Updated	Sep 20, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Aug 1, 2023
Property Address	909 W WALNUT ST, CHATHAM, IL 62629-1040
Document Number	2023R13844
Instrument Date	Jul 27, 2023
Instrument	2023R13844
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	909 W WALNUT ST, CHATHAM, IL 62629-1040

Mortgage

Document Number	2023R13845
Date	Aug 1, 2023
Instrument	2023R13845

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.36%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	909 W WALNUT ST, CHATHAM, IL 62629-1040
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R16187
Date	Aug 3, 2018
Instrument	2018R16187

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 20, 2019

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	909 W WALNUT ST, CHATHAM, IL 62629-1040
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NOT AVAILABLE, INVESTORS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R05325
Date	Mar 16, 2020
Instrument	2020R05325

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2050

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	909 W WALNUT ST, CHATHAM, IL 62629-1040
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R08418
Date	May 7, 2019
Instrument	2019R08418

Lender

Name	UNITED COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 4, 2020

Interest

Rate Type	Fixed Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Mar 7, 2019
Property Address	909 W WALNUT ST, CHATHAM, IL 62629-1040
Document Number	2019R03915
Instrument Date	Mar 7, 2019
Instrument	2019R03915
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4101 W ILES AVE APT 3111, 4101, SPRINGFIELD, IL 62711-7198

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2815 OLD JACKSONVILLE RD STE 105, 105, SPRINGFIELD, IL 62704-6419

Mortgage

Document Number	2019R03916
Date	Mar 7, 2019
Instrument	2019R03916

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Chatham Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,601.00 (+53.76%)	$166,322 (+69.18%) Land $28,717 Building $137,605	$498,966 (+69.18%) Land $86,151 Building $412,815
2022	$7,545.00	$98,309 Land $17,170 Building $81,139	$294,927 Land $51,510 Building $243,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink.

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