909 W Smith Dr, Pharr, TX 78577 Property Records

Hidalgo County property record for 909 W Smith Dr, Pharr, TX 78577

Property Summary

Property Type	Duplex
Details	4 ba · 4,358 sqft · built 2019
Lot Size	0.259 acres (11,301 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,129 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2019 Construction Loan
APN	`C180400000002600`

Property Details

APN / Parcel Number

Primary APN	`C180400000002600`
Alternative APN	`1234863`

Interior

Full Baths	4 Baths
Building Area	4,358 sqft Living Area
1st Floor Area	4,358 sqft
Flooring	Tile

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Architectural Style	Duplex Single
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,301 sqft (0.259 acres)
Garage Type	Carport
Garage Area	272 sqft
Carport	Carport
Carport Area	272 sqft
Parking Spaces	2 Parking Spaces
Porch	Breezeway
Breezeway	Breezeway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	909 W SMITH DR
City	PHARR
State	TX
Zip	78577-0580
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CARMEL ESTATES LOT 26
Legal Subdivision	CARMEL ESTATES - SPA
Legal Block	1
Legal Lot Number	26
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1006
Census Tract	21407

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3309 PLANTATION GROVE BLVD, MISSION, TX 78572-2846
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage WILLOW BEND MTG
Oct 2, 2019	Warranty Deed, Construction Loan · Construction Mortgage BANK OF SOUTH TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	909 W SMITH DR, PHARR, TX 78577-0580
Document Number	0003103421
Instrument Date	Apr 2, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	SIERRA TITLE COMPANY INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	909 W SMITH DR PHARR TX 78577, PHARR, TX 78577

Mortgage

Document Number	0003103421
Date	Apr 3, 2020
Instrument	3103421

Lender

Name	WILLOW BEND MTG
Type	Mortgage Company
Address	PLANO, TX 75093

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Apr 2, 2040

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	HIDALGO TX
Recording Date	Oct 2, 2019
Property Address	909 W SMITH DR, PHARR, TX 78577-0580
Document Number	0003052911
Instrument Date	Sep 28, 2019
Instrument	3052911
Transaction Type	Construction Loan
Record Updated	Oct 15, 2020
Title Company	SIERRA TITLE COMPANY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 PLANTATION GROVE BLVD MISSION TX 785722846, MISSION, TX 78572-2846

Mortgage

Document Number	3052912
Date	Oct 2, 2019
Instrument	3052912

Lender

Name	BANK OF SOUTH TX
Type	Bank
Address	PHARR, TX 78577

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 1, 2020

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$453,100 (-) Land $152,558 Building $300,542	$453,100 (-) Land $152,558 Building $300,542
2025	$12,129.00 (-3.19%)	$453,100 (+4.16%) Land $146,908 Building $306,192	$453,100 (+4.16%) Land $146,908 Building $306,192
2024	$12,529.00 (+7.47%)
2023	$11,658.00 (-4.45%)	$435,000 Land $107,356 Building $327,644	$435,000 Land $107,356 Building $327,644
2022	$12,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone, TWIN.

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