Adams County property record for 909 W Main St, Berne, IN 46711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,911 sqft · built 1940 |
| Lot Size | 0.333 acres (14,520 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,600 (May 2021) |
| Tax Bill | $1,391 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Nov 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-08-32-404-017.000-010 |
| Primary APN | 01-08-32-404-017.000-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,911 sqft Living Area |
| 1st Floor Area | 2,911 sqft |
| Basement Area | 1,360 sqft |
| Unfinished Basement | 1,360 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 14,520 sqft (0.333 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00018471740 |
|---|---|
| Street Address | 909 W MAIN ST |
| City | BERNE |
| State | IN |
| Zip | 46711-1331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 65TH ADD LOT 610 & E 44' LOT 611 |
| Legal Subdivision | 65TH ADDITION |
| Legal Lot Number | 610,611 |
| Jurisdiction | ADAMS IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 30600 |
Source: Adams County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 909 W MAIN ST, BERNE, IN 46711-1331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2017 | Deed of Trust, Mortgage PROFESSIONAL FCU |
| Nov 15, 2021 | Deed of Trust, Mortgage · Line of Credit RUOFF MORTGAGE CO |
| Sep 3, 2010 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 18, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage PROFED FEDERAL CREDIT UNION |
| Jun 19, 2008 | Trustee's Deed, Foreclosure · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2021 · Amount on Record |
| Deed Sale | May 18, 2021 · Amount on Record |
| Prior Sale | Jun 19, 2008 · Amount on Record |
| Deed Document Number | 20212689 |
| Prior Transfer Date | Apr 27, 2021 |
| Prior Transfer Doc | 2021002689 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 909 W MAIN ST, BERNE, IN 46711-1331 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2017004755 |
|---|---|
| Date | Dec 11, 2017 |
| Instrument | 2017004755 |
| Name | PROFESSIONAL FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 909 W MAIN ST, BERNE, IN 46711-1331 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021005794 |
|---|---|
| Date | Nov 15, 2021 |
| Instrument | 2021005794 |
| Name | RUOFF MORTGAGE CO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IN |
| Property Address | 909 W MAIN ST, BERNE, IN 46711-1331 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2010003302 |
|---|---|
| Date | Sep 3, 2010 |
| Instrument | 2010003302 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | NEWARK, NJ 07101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | May 18, 2021 |
| Property Address | 909 W MAIN ST, BERNE, IN 46711-1331 |
| Document Number | 2021002689 |
| Instrument Date | Apr 27, 2021 |
| Instrument | 2021002689 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2021002690 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 2021002690 |
| Name | PROFED FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ADAMS IN |
| Recording Date | Jun 19, 2008 |
| Property Address | 909 W MAIN ST, BERNE, IN 46711-1331 |
| Document Number | 2008002509 |
| Instrument Date | Jun 13, 2008 |
| Instrument | 2008002509 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 909 W MAIN ST, BERNE, IN 46711-1331 |
| Document Number | 2008002510 |
|---|---|
| Date | Jun 19, 2008 |
| Instrument | 2008002510 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jul 1, 2028 |
Source: Adams County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Adams County |
| County Subdivision | Monroe Township |
| Municipality | Berne City |
| Unified School District | South Adams Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,391.00 (-1.21%) Homeowner's exemption | $154,600 (+17.57%) Land $19,200 Building $135,400 | $154,600 (+17.57%) Land $19,200 Building $135,400 |
| 2024 | $1,408.00 (+12.1%) | ||
| 2023 | $131,500 (+2.33%) Land $19,200 Building $112,300 | $131,500 (+2.33%) Land $19,200 Building $112,300 | |
| 2022 | $1,256.00 (+6.8%) | $128,500 Land $19,200 Building $109,300 | $128,500 Land $19,200 Building $109,300 |
| 2020 | $1,176.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNE WATER DEPARTMENT serves 4,388 people · EPA ID IN5201001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Watch TV Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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