909 Union St, Jackson, MI 49203 Property Records

Jackson County property record for 909 Union St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1920
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Sep 2019)
Tax Bill	$2,860 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-1286.1000`

Property Details

APN / Parcel Number

Primary APN	`3-1286.1000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,308 sqft Living Area
1st Floor Area	710 sqft
Basement Area	710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,057 sqft (0.162 acres)
Lot Dimensions	132 ft deep x 53 ft wide
Garage Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	909 UNION ST
City	JACKSON
State	MI
Zip	49203-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 4 BLK 7 STARCROSS ADD ALSO E 53 FT OF W 105 FT OF N 45.46 FT OF LOT 49 WEST PARK SUB DIV SPLIT/COMBINED ON 01/10/2016
Legal Subdivision	WEST PARK SUB
Legal Block	7
Legal Lot Number	4,49
Legal Unit	4,49
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2017
Census Tract	800

Owner

909 Union St is owned and occupied by an individual who bought it in September 2019.

Source: Jackson County records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	909 UNION ST, JACKSON, MI 49203-2849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK
Sep 18, 2019	Quit Claim Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE CO
Sep 11, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Prior Sale	Jul 21, 2015 · Amount on File
Deed Document Number	20192831401
Deed Book / Page	2147 / 1112
Prior Transfer Date	Sep 4, 2019
Prior Transfer Doc	0002831967
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	909 UNION ST, JACKSON, MI 49203-2849
Transaction Type	Mortgage
Record Updated	Sep 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 UNION ST, JACKSON, MI 49203-2849

Mortgage

Document Number	0002892161
Date	Aug 20, 2021
Book Page	2194/771
Instrument	2892161

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	ALPHARETTA, GA 30022

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 18, 2019
Property Address	909 UNION ST, JACKSON, MI 49203-2849
Document Number	0002831967
Book / Page	002148 / 000378
Instrument Date	Sep 4, 2019
Instrument	2831967
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 UNION ST JACKSON MI 492032849, JACKSON, MI 49203-2849

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Sep 11, 2019
Property Address	909 UNION ST, JACKSON, MI 49203-2849
Document Number	0002831401
Book / Page	2147 / 1112
Map Reference	LB 9 PG 39
Instrument Date	Aug 30, 2019
Instrument	2831401
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 COMMERCE BLVD APT 312, 312, ANN ARBOR, MI 48103-6571

Mortgage

Document Number	0021471113
Date	Sep 11, 2019
Instrument	2147-1113

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 909 Union St was $2,860 with a homeowner's exemption, down 16.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,900 (+6.02%)	$193,800 (+6.02%)
2025	$2,860.00 (-16.84%)	$91,400	$182,800
2024	$3,439.00
2023		$76,200	$152,400
2022	$3,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 909 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 909 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Mercury Fiber.

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