909 Tottenham Rd, Birmingham, MI 48009 Property Records

Oakland County property record for 909 Tottenham Rd, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,154 sqft · built 1962
Lot Size0.209 acres (9,104 sqft)
OwnerIndividual Name on Record
Last Sale$415,000 (Jan 2020)
Tax Bill$8,520 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jun 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN08-19-25-230-021

Property Details

APN / Parcel Number

Primary APN08-19-25-230-021

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,154 sqft Living Area
1st Floor Area1,299 sqft
Basement Area785 sqft
Finished Basement785 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 2005
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,104 sqft (0.209 acres)
Lot Dimensions140 ft deep x 65 ft wide
Garage Area463 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area74 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address909 TOTTENHAM RD
CityBIRMINGHAM
StateMI
Zip48009-5559
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R10E, SEC 25 REPLAT OF PART OF BIRMINGHAM FOREST HILLS LOT 10
Legal Range10E
Legal Township02N
Legal Section25
Legal SubdivisionBIRMINGHAM
Legal Lot Number10
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group1
Census Block1003
Census Tract153100

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address909 TOTTENHAM RD, BIRMINGHAM, MI 48009-5559
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jun 9, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 5, 2020Deed of Trust, Mortgage · Line of Credit
BIRMINGHAM BLOOMFIELD CU
Jan 7, 2020Warranty Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2020 · Amount on Record
Deed SaleJan 7, 2020 · Amount on Record
Deed Document Number20203574
Deed Book / Page53672 / 744
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address909 TOTTENHAM RD, BIRMINGHAM, MI 48009-5559
Transaction TypeMortgage
Record UpdatedJan 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 TOTTENHAM RD, BIRMINGHAM, MI 48009-5559

Mortgage

Document Number0000095730
DateApr 12, 2021
Book Page56041/15
Instrument95730
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address909 TOTTENHAM RD, BIRMINGHAM, MI 48009-5559
Transaction TypeMortgage
Record UpdatedJun 25, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 TOTTENHAM RD, BIRMINGHAM, MI 48009-5559

Mortgage

Document Number0000145753
DateJun 9, 2021
Book Page56350/353
Instrument145753
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMay 29, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address909 TOTTENHAM RD, BIRMINGHAM, MI 48009-5559
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address909 TOTTENHAM RD, BIRMINGHAM, MI 48009-5559

Mortgage

Document Number0000230787
DateNov 5, 2020
Book Page55116/709
Instrument230787
Lender
NameBIRMINGHAM BLOOMFIELD CU
TypeCredit Union
AddressBIRMINGHAM, MI 48009
Agreement
TypeLine of Credit
AmountAmount Recorded
Term177 Months
DueAug 14, 2035
Interest
Rate TypeAdjustable Rate
Rate1.99%
Change FrequencyMonthly
Min Rate At Change2%
Max Rate At Change5%
IndexPrime Rate
Max Rate18%

January 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateJan 7, 2020
Property Address909 TOTTENHAM RD, BIRMINGHAM, MI 48009-5559
Document Number0000003574
Book / Page053672 / 000744
Instrument DateDec 17, 2019
Instrument3574
Transaction TypeTransfer
Record UpdatedFeb 14, 2020
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,569.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1786 VILLA RD BIRMINGHAM MI 480096593, BIRMINGHAM, MI 48009-6593

Mortgage

Document Number2215
DateJan 7, 2020
Book Page053664/000755
Instrument2215
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 6, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,520.00 (-9.77%) Homeowner's exemption$285,240 (+5.83%)$570,480 (+5.83%)
2024$9,443.00 (+9.28%)
2023$269,530$539,060
2021$8,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 95% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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